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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Card review

Interest rate is high and no limit increase for years. Only use the card as a 2nd or 3rd option Reviewed on: 1st May 2024

High interest rates and my limit has very rarely inc...

High interest rates and my limit has very rarely increased in the approx 13 years I’ve had the account Reviewed on: 1st May 2024

Best credit card to build your credit history

This is the first card I got to build my credit history it started with a higher Apr but eventually over time once I built a good credit history they increased my credit limit and lowered mu Apr and the customer service along with the mobile app Exceptional would highly recommend to a person looking to start out building there credit history. Reviewed on: 1st May 2024

My options

They make sure you are always up to date on everything like remaining you like a few days before you have to pay your bill and there customers service always polite. Reviewed on: 1st May 2024

Never offer an increase and been with long time

Never offer an increase and been with long time Reviewed on: 1st May 2024

Initial limit was good but no credit increases and a...

Initial limit was good but no credit increases and app constantly asks me to add card to Apple wallet even though I have added Reviewed on: 1st May 2024

Opportunity to build one's credit.

Opportunity to build one's credit. Reviewed on: 1st May 2024

Helpful staff and easy to use app

Very helpful, both via the app which is easy to use and via the phone where staff are polite and helpful and empathic and sensitive when needed Reviewed on: 1st May 2024

Good service

Very good app and service, new features such as Google pay have helped a lot and i have never had an issue Reviewed on: 1st May 2024

Great service

Every time I’ve had to phone customer service has been amazing. The app is so easy to use and i love it. Can’t fault it at all. Reviewed on: 1st May 2024

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