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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Always handy and good to know you won't be running s...

5
Always handy and good to know you won't be running short if you keep it on tract. Reviewed on: 1st May 2024

Offers convenient and flexibility for purchases

5
Offers convenient and flexibility for purchases Reviewed on: 1st May 2024

A quality card provider with a good online app

5
A quality card provider with a good online app Reviewed on: 1st May 2024

Not great

3
Good for starting to build your credit but then drop your limit without consultation even if you have been paying well over the minimum payment and have never missed a payment Reviewed on: 1st May 2024

It has helped me build my credit score and helped wi...

5
It has helped me build my credit score and helped with bills too when needs must Reviewed on: 1st May 2024

Vanquis have been very good at reminding me for paym...

5
Vanquis have been very good at reminding me for payment Reviewed on: 1st May 2024

Helpful compaqny

5
Vanquis put me on the road to recovery after a rocky period in my life. Reviewed on: 1st May 2024

Helpful banking

5
Transparent and clear T&C very helpful helped me get back on travk Reviewed on: 1st May 2024

My first credit card.

5
I was new in United Kingdom vanquis is my first credit card in this country its help me allot to build my credit score and i can’t believe i am doing well and i have good credit limit also. Vanquis app its too easy and helpful also when you call they help you and response quickly that’s i love about vanquis. Reviewed on: 1st May 2024

Low payments that’s good for my budget .

5
Low payments that’s good for my budget . Easy app to navigate. Reviewed on: 1st May 2024

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