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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Nice card better customer services

4
Nice card better customer services Reviewed on: 1st May 2024

Excellent customer service and very helpful informat...

4
Excellent customer service and very helpful information always available online Reviewed on: 1st May 2024

The applying and approval was so easy

4
The applying and approval was so easy Reviewed on: 1st May 2024

Financial Peace

5
Since I started with Vanquish, it has been financial peace of mind for me and my family. No more money worries. Reviewed on: 1st May 2024

Friendly and helpful staff made it easy

4
Friendly and helpful staff made it easy Reviewed on: 1st May 2024

Excellent service , fantastic good quality Bank

5
Excellent service , fantastic good quality Bank Reviewed on: 1st May 2024

Don't do it

2
Up your credit you pay it all and then next month they bill you for interest. I want to close my account Reviewed on: 1st May 2024

My experience with Vanquis is wonderful, because i c...

5
My experience with Vanquis is wonderful, because i can remember the first time i called the customer service for some reason the person that pick up my calls makes things very easy for me for that reason i will like to recommend them to friends and family they are one in a million Reviewed on: 1st May 2024

Excellent service.

5
Excellent service. Timely reminders to pay bills. Increased/decrease credit. App easy to use. Reviewed on: 1st May 2024

Friendly agents, monitored credit limit and affordab...

5
Friendly agents, monitored credit limit and affordable repayments! Reviewed on: 1st May 2024

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