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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Brilliant all round

5
Great service..easy to uderstand app.top marks as far as I am concerned.. very highly recommended. Reviewed on: 1st May 2024

Amazing service

5
Always had amazing service with vanquis. The app is so easy to use and even customer service is fantastic. Never had any issue with Vanquis. Highly recommend Reviewed on: 1st May 2024

All is good no issues when purchasing

5
All is good no issues when purchasing Reviewed on: 1st May 2024

Great if you have a less than good credit score!

5
Very helpful providing a credit card despite me having a poor credit rating at the time. Reviewed on: 1st May 2024

I was able to use it for the purposes I needed howev...

5
I was able to use it for the purposes I needed however it takes a long time to pay it off Reviewed on: 1st May 2024

Easy to use app

5
Always easy to access through the app, which makes my life easier with my disabilities Reviewed on: 1st May 2024

Always been fair and honest and gives me good value...

5
Always been fair and honest and gives me good value for my,Money Reviewed on: 1st May 2024

Good card but less rewards.

5
Good card but less rewards. Should have cashbacks or reward's in addition Reviewed on: 1st May 2024

Good very helpful when I talk to the customer...

5
Good very helpful when I talk to the customer service Reviewed on: 1st May 2024

Well, I've only been using it for a short time, but...

5
Well, I've only been using it for a short time, but I'm really enjoying the app experience, which is very easy to operate, I just think there should be an option to pay in installments for purchases. Reviewed on: 1st May 2024

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