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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

High limit, not reduced when it was used

5
High limit was there when I had really bad period. Vanquis didn't reduce it. Other company reduced my limits in the worst time. Well done Vanquis! Reviewed on: 1st May 2024

Helped me out in bad times and alwaya security contr...

5
Helped me out in bad times and alwaya security control was good Reviewed on: 1st May 2024

It helped me manage my everyday expenses

5
It helped me manage my everyday expenses Reviewed on: 1st May 2024

Excellent service

5
The service was excellent and the credit card was great quality. Reviewed on: 1st May 2024

Numerous calls if you go over slightly presume you c...

1
Numerous calls if you go over slightly presume you can’t pay keep texting Reviewed on: 1st May 2024

A good credit card

5
All very easy, never had a problem, good credit limit Reviewed on: 1st May 2024

It’s very easy to use never had a bad experience...

4
It’s very easy to use never had a bad experience Reviewed on: 1st May 2024

Vanquis Credit Builder: A Game-Changer for Credit Score

4
As someone who struggled to improve their credit score, discovering the Vanquis Credit Builder Card was a game-changer for me. This card not only helped me rebuild my credit but also empowered me to take control of my financial future. One of the standout features of the Vanquis Credit Builder Card is its accessibility. Despite my less-than-perfect credit history, I was approved swiftly, allowing me to start rebuilding right away. The manageable credit limit provided me with just enough flexibility to cover my expenses without the temptation to overspend. What truly sets the Vanquis card apart is its tailored approach to credit building. The card offers clear and transparent guidance on how to improve your credit score, providing regular updates and insights into your progress. This personalized support was invaluable in helping me understand my financial habits and make positive changes. Over time, I began to see tangible results. My credit score steadily increased thanks to Vanquis' reporting to major credit bureaus. This not only boosted my confidence but also opened doors to better financial opportunities. I wholeheartedly recommend the Vanquis Credit Builder Card to anyone looking to improve their credit score. Whether you're rebuilding from past mistakes or starting from scratch, this card offers a practical and effective solution. With its user-friendly interface, helpful resources, and proven track record, Vanquis has become an essential tool on my journey to financial success. Reviewed on: 1st May 2024

Great service helpful staff value for money

5
Great service helpful staff value for money Reviewed on: 1st May 2024

Excellent credit.

5
Excellent credit. Perfect friend in your hard times Reviewed on: 1st May 2024

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