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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I had a problem with my app and the call handler was...

5
I had a problem with my app and the call handler was very good Reviewed on: 1st May 2024
Abbi B's avatar
Abbi B

The vanquis app for android phones is shocking can't...

2
The vanquis app for android phones is shocking can't access tried everything phoned up for help still no satisfaction worst ever Reviewed on: 1st May 2024
Alan H's avatar
Alan H

Not bad, neitral.

4
Not bad, neitral. Made me upset when sended letter about account closing, after texted it mistake Reviewed on: 1st May 2024
Anastasija S's avatar
Anastasija S

Had no issues, easy to use.

5
Had no issues, easy to use. Always handy to have in wallet Reviewed on: 1st May 2024
Anthony s's avatar
Anthony s

New start.

5
Not had a credit card for almost 20yrs...ex wife ran up bills and fouled up my rating...wanting to get back on an even keel, applied to Vanquis and was approved...easy to use app too Reviewed on: 1st May 2024
Paul's avatar
Paul

My experience has been the smoothest ever.

5
My experience has been the smoothest ever. I applied for my card and I got approved. They notice even when you used your credit card wisely and increase the credit limit they sent me my letter by post. First time a company has told me I am using my card well this means they see and observe. I did not have to prove more but they just observed my spending unlike other companies that request you to apply only to deny you the increase and request you try in 4 months time. Kudos Am a happy customer. Reviewed on: 1st May 2024
Gerald K's avatar
Gerald K

Very simple and easy to use.

5
Very simple and easy to use/ track and manage your credit card. Easy to make payments and great customer care/service team. Quick responses in emergency cases ie losing a card and freezing and replacing. Very good service all round Reviewed on: 1st May 2024
Blair c's avatar
Blair c

As someone trying to get there credit score up vanqu...

5
As someone trying to get there credit score up vanquish was there to help Reviewed on: 1st May 2024
Andrew Douglas's avatar
Andrew Douglas

Easy to manage.

5
Easy to manage. Easy to use app. Quick service. Reviewed on: 1st May 2024
Alan Olding's avatar
Alan Olding

Please give me the money!!

5
Easy to apply and the app is good Reviewed on: 1st May 2024
Ben A's avatar
Ben A

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