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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.81
Based on 22,680 reviews, last reviewed 20th May 2026
125800% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Fantastic company great service no issues 5 star Fantastic company great service no issues 5 star Reviewed on: 20th May 2026
Andrew g's avatar
Andrew g

Latest lowest rating:

2

Card was used by fraud. Refused refund Card was used by fraud. Still having to pay it off as Vanquis refused to refund Reviewed on: 20th May 2026
Ch's avatar
Ch
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (22680)

Drastic drop in Credit Limit

3
When I first joined Vanquis, I had a Credit Limit of £500 but without notice or reason they dropped the Credit Limit to £150 which left me seething. I later discovered that it was due to my Credit Score being low and I was classed as more of a threat even though I made regular payments on my account to keep my Credit Score in good stead Reviewed on: 2nd May 2024
Christine M's avatar
Christine M

Always available to help, easy to use app.

5
Always available to help, easy to use app. Apr ok could be lower Reviewed on: 2nd May 2024
Jessica b's avatar
Jessica b

I called as I had a scam call trying to get me to ha...

1
I called as I had a scam call trying to get me to hand over a PIN number. I blocked my card straight away and obviously didn’t give the scammer any details. I call today as I was very anxious about it all and I had a question about a refund that I was expecting. The professionalism of your office was disappointing. It sounded like they were having a party, and the noise was so loud that I could hardly hear your representative. I came off the phone more stressed out than I was to begin with. I was in a very stressful situation and I called for help. I do not expect to have to listen to such loud background noise of people shouting, singing and laughing. I’m absolutely disgusted by it all. Reviewed on: 2nd May 2024
Sarah H's avatar
Sarah H

A OK IT WORKS FOR ME BUT A BIT PRICEY THERE ARE BETT...

5
A OK IT WORKS FOR ME BUT A BIT PRICEY THERE ARE BETTER RATES OUT THERE IF YOU FIND GOOD CUSTOMER SHOULD YOU NOT GIVE THEM BETTER RATES Reviewed on: 2nd May 2024
stephen c's avatar
stephen c

No problem with them.

5
No problem with them. Always keep you informed with account Reviewed on: 2nd May 2024
Paul's avatar
Paul

Never had a problem great all round

5
Never had a problem great all round Reviewed on: 2nd May 2024
Lee's avatar
Lee

Easy to use app and great service on the phone

5
Easy to use app and great service on the phone Reviewed on: 2nd May 2024
Tony W's avatar
Tony W

Excellent information given before taking out any cr...

5
Excellent information given before taking out any credit card and always keeps me up to date with my account Reviewed on: 2nd May 2024
Sally p's avatar
Sally p

Excellent service from Vanquis

5
I’ve been with Vanquis for quite sometime now with regard to the use of their credit card, and it’s been a pleasure using their service. The Vanquis credit card has helped me a lot, especially in dire situations where I find myself cash strapped in certain months, hence having to use the Vanquis credit card and being able to pay back in good time without having to incur much interest. Reviewed on: 2nd May 2024
Tyn's avatar
Tyn

Excellent service.

5
Excellent service and always helpful. Reviewed on: 2nd May 2024
Shah's avatar
Shah

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