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Vanquis : Credit builder credit card reviews

4.81
Based on 22,945 reviews, last reviewed 20th May 2026
137650% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Easy to use great service the app helper Easy to use great service the app helper Reviewed on: 20th May 2026
Dariusz Z's avatar
Dariusz Z

Latest lowest rating:

1

Poor service Not increased credit limit taking time Reviewed on: 20th May 2026
Prashanthy's avatar
Prashanthy

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (22945)

Meilleur

3
There is no definitive answer to this question as the "best" credit card is subjective and depends on individual needs and preferences. However, some factors to consider when choosing a credit card are: 1. Rewards and benefits: Look for a credit card that offers rewards or cashback on your regular spending categories such as groceries, gas, or travel. Also, consider additional perks like travel insurance, airport lounge access, or extended warranty protection. 2. Interest rates and fees: Compare the annual percentage rate (APR) and any applicable fees such as annual fees or foreign transaction fees. Choose a card with competitive rates and minimal fees if you plan to carry a balance or use the card for international purchases. 3. Credit limit and credit-building opportunities: If you have a limited credit history or want to improve your credit score, consider a credit card that offers a higher credit limit or has tools to help you track and improve your credit. 4. Customer service and security: Research the credit card issuer's reputation for customer service and their security measures to protect against fraud or unauthorized transactions. Ultimately, the best credit card for you will depend on your specific needs and financial goals. It's recommended to compare multiple options and read the terms and conditions before making a decision. Reviewed on: 2nd May 2024

Well understanding and good

5
All l can say is that,they are good and understanding the need of customers Reviewed on: 2nd May 2024

Always helpful.

5
I have been with Vanquis for a few years and they have always been very helpful. Reviewed on: 2nd May 2024

Absolute w*nk they ring me if I haven’t paid one day...

1
Absolute w*nk they ring me if I haven’t paid one day late Reviewed on: 2nd May 2024

Pleasant experience all the way.

5
Pleasant experience all the way. Reviewed on: 2nd May 2024

Fast good service right info about the credit card

5
Fast good service right info about the credit card Reviewed on: 2nd May 2024

Straightforward and easy to use, helpful customer se...

5
Straightforward and easy to use, helpful customer service Reviewed on: 2nd May 2024

Very helpful thanks for your support

5
Very helpful thanks for your support Reviewed on: 2nd May 2024

Very Handy

5
Good to start with small credit and build up credit score very handy for purchases and a easy to use app with monthly statements and easy payment options Reviewed on: 2nd May 2024

Vanquis is a very good card company

5
Vanquis is a very good card company Reviewed on: 2nd May 2024

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