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Vanquis : Credit builder credit card reviews

4.81
Based on 22,920 reviews, last reviewed 20th May 2026
136550% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Decent service and an easy to use app which you can... Decent service and an easy to use app which you can do many changes etc. on Reviewed on: 20th May 2026
Fran D's avatar
Fran D

Latest lowest rating:

1

Poor service Not increased credit limit taking time Reviewed on: 20th May 2026
Prashanthy's avatar
Prashanthy

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (22920)

Due to my life being turned upside down with hospita...

5
Due to my life being turned upside down with hospital treatments I found myself unable to secure any credit. My past still to this day affects my life yet I'm able to pay my bills today yet most providers refuse to give me a card. I applied for a Vanquis card and Vanquis accepted me which I was over the moon with I've now had my card a couple of years now and everything is great I always make my payments on time and I'd like to take this opportunity to thank Vanquis for supporting me. Reviewed on: 2nd May 2024

Offered me a card when others wouldn't.

5
Offered me a card when others wouldn't. Great and trustworthy company for improving credit Reviewed on: 2nd May 2024

It's easy to set up and couldn't be more pleased wit...

5
It's easy to set up and couldn't be more pleased with my card and I'm aware not to spend to much or I may find myself in difficult situations with repayments Reviewed on: 2nd May 2024

Brilliant company

5
A company that provides assistance when needed , and extremely helpful staff . They make sure you never are offered more credit than you can afford to repay Reviewed on: 2nd May 2024

In trouble

5
Vanquis bank are a fantastic company who help you when you cannot afford your payments Reviewed on: 2nd May 2024

Reasons for using the Vanquis credit card

5
The Vanquis app works well by informing users when payment is due and information about interest rates if only the minimum payment is made. Reviewed on: 2nd May 2024

There when I needed them

5
There when I needed them to build my credit rating post IVA. Reviewed on: 2nd May 2024

App was very easy to understand, no issues with usin...

5
App was very easy to understand, no issues with using the app to pay monthly amount Reviewed on: 2nd May 2024

Amazing company

5
I have been with Vanquis for about 5 years they have really helped me get my credit score up and to help me look after my finances better they are an amazing cimpany Reviewed on: 2nd May 2024

My opinion

5
Great card and like the msg service to remind you of payments due Reviewed on: 2nd May 2024

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