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Vanquis : Credit builder credit card reviews

4.81
Based on 23,250 reviews, last reviewed 20th May 2026
151700% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Good company never had a problem Good company never had a problem Reviewed on: 20th May 2026
Tim o's avatar
Tim o

Latest lowest rating:

1

Can’t even do a proper survey. Can’t even do a proper survey. I’d used other credit cards to convert points to money Reviewed on: 20th May 2026
alan fong's avatar
alan fong

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (23250)

Great company easy to use app, when you need to spea...

5
Great company easy to use app, when you need to speak to someone very easy Reviewed on: 2nd May 2024

Good experience easy to use the app

5
Good experience easy to use the app Reviewed on: 2nd May 2024

Vanquis credit card

5
Love the app easy and good to use, not difficult to get credit Reviewed on: 2nd May 2024

Simple interface to use, good customer service, alwa...

5
Simple interface to use, good customer service, always responsive and helpful Reviewed on: 2nd May 2024

When it says Credit Builder it means it

5
I first got my Vanquis card when my Credit rating was at an all time low. My wife was not working and I had some big expenses going out, draining my pay so much I found it difficult to pay the bills and get the weekly food shop. I needed a short term boost of cash that would not gouge my finances. The Vanquis card gave me that buffer I needed to see me through. Circumstances change as they do, and now my Credit rating is through the roof. I still have the Vanquis card, but it gets cleared the month after it is used, that helps show a health use of credit, and I never let my spending exceed my income. I am now saving again, and I do not feel stress at paying a surprise bill if one comes in. Reviewed on: 2nd May 2024

All Good, no complaints from me, Customer Service ve...

5
All Good, no complaints from me, Customer Service very helpful Reviewed on: 2nd May 2024

The interest rates are sky high nearly unaffordable.

4
The interest rates are sky high nearly unaffordable. It’s a debt trap. Reviewed on: 2nd May 2024

Improved My Credit Score

5
I'm very happy with Vanquis - I've seen a huge improvement in my credit score since banking with them. Reviewed on: 2nd May 2024

Easy application

4
Easy application, quick decision, transfer possible Reviewed on: 2nd May 2024

VANQUIS IS MY FINANCIAL PILLAR.

5
VANQUIS IS MY FINANCIAL PILLAR. I have not had any negative experience being with Vanquis because Vanquis has been my pillar this time that the cost of living is unbearable. With Vanquis i am always liquid till pay day. I respect Vanquis being a pillar for me . Reviewed on: 2nd May 2024

Review Vanquis : Credit builder credit card now

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