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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.81
Based on 24,283 reviews, last reviewed 20th May 2026
198550% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Good credit card useful for holidays Good credit card useful for holidays Reviewed on: 20th May 2026
MAZA's avatar
MAZA

Latest lowest rating:

2

Have went to use my card but has been rejected 3 tim... Have went to use my card but has been rejected 3 times now. My Balance on my account is 0 ???????? Reviewed on: 20th May 2026
Michael G's avatar
Michael G
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (24283)

Very good card thank you

5
Very good they do need to answer customers when emailing them and understanding them when calling there telephone overall there a very good company that’s gives a very good deal thank you very much Reviewed on: 2nd May 2024
Wendy Whittingham's avatar
Wendy Whittingham

Brilliant experience with Vanquis they are very help...

5
Brilliant experience with Vanquis they are very helpful and the best to go with! Reviewed on: 2nd May 2024
Kieran E's avatar
Kieran E

This is an excellent way to build your credit , and...

5
This is an excellent way to build your credit , and the staff never judge you Reviewed on: 2nd May 2024
Lynn M's avatar
Lynn M

I have always found it easy to use

5
I have always found it easy to use never felt pressure to increase my limit. Really easy to make payments and keep track of my spending Reviewed on: 2nd May 2024
Dawn S's avatar
Dawn S

Excellent service always helpful and try to solve an...

5
Excellent service always helpful and try to solve any issues that I have Reviewed on: 2nd May 2024
Kevin S's avatar
Kevin S

It's a high interest credit card for people with poo...

4
It's a high interest credit card for people with poor credit ratings. Easy to get accepted, lower credit limits, high interest and fees. The finger print recognition on the app really isn't great either. Reviewed on: 2nd May 2024
David S's avatar
David S

Never had any problems.

5
Never had any problems. I like the app to keep up to date. Reviewed on: 2nd May 2024
Claudia's avatar
Claudia

APR too high, I have an American express card and fo...

4
APR too high, I have an American express card and for evey 1000 pounds I spend they have a fifty pound minimum payment, where as you are minimum 60 pounds on an outstanding balance above 500 , I have been with you for years and thought it might reduce Reviewed on: 2nd May 2024
Andrew c's avatar
Andrew c

I’ve had my Vanquis card for a number of years and f...

5
I’ve had my Vanquis card for a number of years and first got it to build my credit rating. My credit rating is now excellent thanks in part to having this card. It is easy to manage online, I’ve never had any problems with the app or in managing my card. Reviewed on: 2nd May 2024
Debra T's avatar
Debra T

Excellent service all the time every time.

5
Excellent service all the time every time. Been with Vanquis for many many years bow Reviewed on: 2nd May 2024
Jason E's avatar
Jason E

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