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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

Easy to use card and app.

5
Easy to use card and app. When I had a problem they were easy to deal with and soon had my problem sorted Reviewed on: 3rd May 2024

A good company

5
I've always been happy with my treatment from vanquis. They are so friendly abd supportive. Reviewed on: 3rd May 2024

Helped me improve my credit.

5
Helped me improve my credit. Wish the interest rate would go down now. Reviewed on: 3rd May 2024

Couldn't Recommend Vanquis More Highly.......

5
Though absolutely no fault of my own, I experienced temporary financial/credit difficulties & Vanquis provided me with the vital lifeline of a full, comprehensive & functional credit card, that enabled me to navigate my way through it - without them, my experience would have been much more difficult & prolonged. They provided a facility which was at a low enough & manageable level, provided cautionary, responsible advice, all at affordable rates. As I built up a reliable regular payment history, they gently & responsibly began to offer to increase my credit limit, which again assisted & accelerated my efforts to rebuild my credit worthiness. They were immensely helpful to me. I can't recommend highly enough. So much so, that even though my credit rating is classed as "Excellent" by providers & have another card, I continue to use Vanquis as by far, my main option for purchases, to this day. Reviewed on: 3rd May 2024

Less purchase charges.

4
I feel that customers should not be charged so much for the pleasure of having a card.having said that I am great full to have it there for when I need it. Reviewed on: 3rd May 2024

Overall good product.

5
Overall good product.Easy to manage your account. Reviewed on: 3rd May 2024

10years on

4
my working with vanquis goes back at lest 10years.( before dinosaurs were around) and they stand by me and and i them. so hear goes they do as said they would do in all there adverts which i see that believe in children`s adds or to look and sound very child like. Reviewed on: 3rd May 2024

A great experience with Vanquis.

5
A great experience with Vanquis. They have great customer service but also give me advice regarding my credit use. They are great value for money and a brilliant credit company to start with but also if you are an experienced credit user. Reviewed on: 3rd May 2024

Brilliant credit starting from £600.

5
Brilliant credit starting from £600. Brilliant app that’s easy to understand. All my family has Vanquis and I’ll certainly keep with them. Reviewed on: 3rd May 2024

Great fast response

5
My card was used fraudulently and customer service sorted it out immediately and really quickly without the hassles it's bad enough being a victim of fraud but Vanquis made the issue less stressful, thank you Vanquis for your awesome help and professionalism Reviewed on: 3rd May 2024

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