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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28687 reviews)

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4.73

Based on 28,687 reviews, last reviewed 14th Jul 2026

397650% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Amazing communication The communication throught emails and app is very clear. I am aware of my spendings and I can control my credit limits. I managed to build a very stro... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28687)

Great service very prompt in dealing with any questi...

Great service very prompt in dealing with any questions about your account or credit card. Reviewed on: 20th May 2026

100%. Helpful and rewarding

Vanquis are 100% genuine and always helpful when needed. Reviewed on: 20th May 2026

The best credit provider I have dealt with.

I have found they are a responsible lender, very supportive and helpful. They adjust your credit limit in line with your spending and paying back. Reviewed on: 20th May 2026

Vanquis are great they always tell you when you’re e...

Vanquis are great they always tell you when you’re eligible for a higher limit and always check in when you’re just paying the minimum payment Reviewed on: 20th May 2026

Good customer service with friendly and helpful staff.

Good customer service with friendly and helpful staff. Reviewed on: 20th May 2026

An honest opinion

I’ve had a generally positive experience with the Vanquis Credit Builder Credit Card over the past years. I originally applied because I wanted to improve my credit history and have a card that was easier to manage than some mainstream options. The application process was straightforward, and I received a decision quickly, which was helpful at the time. One of the things I appreciate most is how clear and easy the account management has been. The online account and app make it simple to check balances, monitor spending, and make payments on time. Notifications and payment reminders have also helped me stay organised and avoid missing due dates, which is important when trying to build or maintain a good credit score. The card has been useful for everyday spending and smaller purchases, and using it responsibly has helped me become more disciplined with budgeting. Over time, I’ve noticed improvements in my credit profile, which was one of the main reasons I chose this card in the first place. Customer service has also been very reasonable whenever I’ve needed assistance. Responses were polite and professional, and issues were handled without too much difficulty. I also appreciate that the company gives customers opportunities to review and monitor their accounts regularly. The main downside is the interest rate, which is quite high compared to standard credit cards. Because of that, I would only recommend this card to people who are committed to paying off their balance in full or keeping borrowing low. As a credit-building product, though, it serves its purpose well and can be a useful stepping stone toward stronger credit options in the future. Overall, I’d recommend the Vanquis Credit Builder Credit Card to anyone looking to improve their credit score while learning to manage credit responsibly. Reviewed on: 20th May 2026

Nor problems.

Nor problems. Great communication. Reviewed on: 20th May 2026

Had a low credit rating when I got my first Vanquis...

Had a low credit rating when I got my first Vanquis card. |They put trust in me and I have been able to build my credit rating back up and have a good no excellent relationship with my card. Would highly recommend Vanquis to all. Reviewed on: 20th May 2026

I have had a very positive experience using Vanquis

I have had a very positive experience using my Vanquis credit card. The application and account management process has been straightforward, and I have found the card useful for building and managing my credit responsibly. The Vanquis app is easy to use, payments are simple to make, and I appreciate being able to keep track of my balance and spending clearly. Overall, the card has helped me manage my finances better and improve my credit profile. I have been using the card responsibly and making payments on time, and I hope Vanquis will continue to recognise good account management when reviewing credit limits in the future. I would recommend Vanquis to anyone looking for a credit card to help build their credit history. Reviewed on: 20th May 2026

Customer service very helpful and they sort out lots

Customer service very helpful and they sort out lots Reviewed on: 20th May 2026

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