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Vanquis : Credit builder credit card reviews

4.80
Based on 21,980 reviews, last reviewed 20th May 2026
94000% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

always been a pleasure ,staff always on hand to hel... always been a pleasure ,staff always on hand to help in difficulties , nothing is a problem Reviewed on: 20th May 2026
Paul Collier's avatar
Paul Collier

Latest lowest rating:

1

I reported a fraudulent transaction on my account an... I reported a fraudulent transaction on my account and my card was stop which was great. However i can’t remember my memorable password so I was not a... Read more Reviewed on: 20th May 2026
Jill K's avatar
Jill K

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (21980)

Help hand

5
Vanquis have helped me to get back into responsible credit card use all along the way forward. Reviewed on: 1st May 2024

New start

5
First card I was accepted for after we had a business that went insolvent and helped us get our credit rating back on track Reviewed on: 1st May 2024

there when needed

5
Vanquis were there when no other card company were Reviewed on: 1st May 2024

Very good company

5
Very good experience. I'll recommend to friends Reviewed on: 1st May 2024

Very easy to use and keep you informed as an...

5
Very easy to use and keep you informed as an individual Reviewed on: 1st May 2024

Terrible service from customer care.

1
Terrible service from customer care. Never experienced anything like it. They took 2 payments instead of one and left me with no money for 4 days then they make you wait 8 weeks to even reply. Absolute disgrace Reviewed on: 1st May 2024

Vanquis is the worst account I have

1
Takes 6 months to update your phone number so you can pay with the app. No lie. APR just keeps on going up and up. My other card charges me half what Vanquis do. Do not even consider Vanquis, they are the worst. Reviewed on: 1st May 2024

good service I enjoy me may my fa...

5
I am very happy Reviewed on: 1st May 2024

Excellent That's great to hear!

5
That's great to hear! If you're satisfied with the payment process and customer service provided by your credit card company, it's a positive sign of their reliability and efficiency Reviewed on: 1st May 2024

Easy to use the app and manage your spending.

5
Easy to use the app and manage your spending. Reviewed on: 1st May 2024

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review