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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.80
Based on 22,070 reviews, last reviewed 20th May 2026
98100% increase in 5 star reviews
in the past 90 days
1900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Good Credit Card Never had any problems with my credit card and the app is reliable and easy to us Reviewed on: 20th May 2026
MR D's avatar
MR D

Latest lowest rating:

1

Don’t touch these people with a nine foot pole! The most horrendous experience I’ve ever had with a credit card company, bully you into paying off more than you can afford, and then when you’re fina... Read more Reviewed on: 20th May 2026
Mini M's avatar
Mini M
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (22070)

I am happy with Vanquis credit card

5
I am happy with Vanquis credit card Reviewed on: 1st May 2024
Ahmet A's avatar
Ahmet A

Not impressed!

3
I have had my so called credit builder card for several years now and have never been offered an increase in my credit limit! Reviewed on: 1st May 2024
John Adolpho's avatar
John Adolpho

The vanquis team are very helpfull with any problems...

5
The vanquis team are very helpfull with any problems you have and are very friendly Reviewed on: 1st May 2024
Lydia Anderson's avatar
Lydia Anderson

We’re very helpful when I got a letter that was sent...

5
We’re very helpful when I got a letter that was sent by mistake it was fixed within hours Reviewed on: 1st May 2024
Angela Mallon's avatar
Angela Mallon

Hassle-free.

4
Hassle-free. Good app to manage money Reviewed on: 1st May 2024
Becky S's avatar
Becky S

The website is awful.

3
The website is awful. The want you to do everything with a mobile app. Android and ios have no security and get havked a lot. This is the reason I do not use either of these mobiles. They dont understand and are stuck in their ways. Reviewed on: 1st May 2024
Andy D's avatar
Andy D

Excellent customer services , happy with the interes...

5
Excellent customer services , happy with the interest rate on my credit. Reviewed on: 1st May 2024
WILLIAM B's avatar
WILLIAM B

Vanquis has helped me to rebuild my credit score.

5
Vanquis has helped me to rebuild my credit score. An excellent company with excellent rates. Great service too from dedicated staff. A must for everyone who needs to rebuild trust in financial institutions. Reviewed on: 1st May 2024
billdryden@live.co.uk's avatar
[email protected]

A great experience with Vanquish

5
Always had a great experience with Vanquish. I had my card cloned and it was sorted without any fuss. Great customer service Reviewed on: 1st May 2024
John B's avatar
John B

My business went bust when the banks pulled the plug...

4
My business went bust when the banks pulled the plug on small businesses turning over less than £5m in the last recession. Vanquis trusted me with a new start - and a £4k limit! Now I'm back on my feet with the new business, I don't need the credit, but, back then, I was grateful. Reviewed on: 1st May 2024
AJ's avatar
AJ

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