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Vanquis : Credit builder credit card reviews

4.81
Based on 23,327 reviews, last reviewed 20th May 2026
155100% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

just very polite and service is 100% just very polite and service is 100% Reviewed on: 20th May 2026
Mr s's avatar
Mr s

Latest lowest rating:

1

Absolutely awful customer service, impacting my cred... Absolutely awful customer service, impacting my credit score negatively even though I pay back in full every month. Reviewed on: 20th May 2026
Ben L's avatar
Ben L

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

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Vanquis Credit builder credit card reviews (23327)

Good card customer service excellent

5
Good card customer service excellent Reviewed on: 2nd May 2024

polite & professional service

5
I've had no issues whatsoever with Vanquis & found that anytime I've had contact, they're staff are polite & professional. Reviewed on: 2nd May 2024

Overall it’s been a good service

5
Overall it’s been a good service Reviewed on: 2nd May 2024

Easy credit card to use

5
Easy credit card to use with online and app available to view and make payments. The interest rate is a little high but the card is a great asset for everyday use Reviewed on: 2nd May 2024

Friendly staff

5
Staff send friendly and helpful emails and seem approachable. Reviewed on: 2nd May 2024

Very easy application, well laid out app, friendly c...

5
Very easy application, well laid out app, friendly customer support Reviewed on: 2nd May 2024

Always very heipful for everyday spending ..

5
Always very heipful for everyday spending i dont need reminders about how the balance is close to max I am aware Thanks Reviewed on: 2nd May 2024

Vanquis card revue

5
Excellent value easy to use and the apps are easy to follow Reviewed on: 2nd May 2024

I’m disgusted at the behaviour of Vanquis credit card.

1
I’m disgusted at the behaviour of Vanquis credit card. I got 600 credit limit and was also offered an increase to a 1000 I was late with one payment my payment history was very good otherwise I would not have been offered an extra 400 credit if I was a bad payer,now I’m thinking of closing my account as what can you do with £100 pounds life is expensive 100 goes no where so I’ve stopped using the card because it’s pointless. Reviewed on: 2nd May 2024

Great service

5
When dealing with vanguis we have always been treated fairly, and with respect, the staff are always helpful and polite, and nothing is ever too much trouble. We are sent updates regularly, and we find the app very easy to use. Reviewed on: 2nd May 2024

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