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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.81
Based on 23,724 reviews, last reviewed 20th May 2026
173150% increase in 5 star reviews
in the past 90 days
3100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

I loved that even with bad credit they still trusted... I loved that even with bad credit they still trusted me with a larger credit allowance and has helped me massively. Love how easy the app is to use to... Read more Reviewed on: 20th May 2026
Milliemay Capell's avatar
Milliemay Capell

Latest lowest rating:

2

Balance transfer offer is low it will be great if th... Balance transfer offer is low it will be great if they exted it Reviewed on: 20th May 2026
Jahanzeb J's avatar
Jahanzeb J
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (23724)

I have been with Vanquis a short time,but they are v...

5
I have been with Vanquis a short time,but they are very helpful and considerate with dealing with depth that people can repay Reviewed on: 2nd May 2024
Christine g's avatar
Christine g

I’ve been with Vanquis for about 5 years now to buil...

5
I’ve been with Vanquis for about 5 years now to build my credit score - this worked for me so well especially with the no interest for the first couple of years. It made my life so much easier as well as being a reliable fall back when I’m having a bad income moment. Reviewed on: 2nd May 2024
Deedee's avatar
Deedee

Great bank to deal with.

5
Great bank to deal with. Had no issues at all. Reviewed on: 2nd May 2024
Daniel S's avatar
Daniel S

Vanquis personal loan

5
Easy to apply for loan… provided that your credit score is good Reviewed on: 2nd May 2024
Cristian Joseph's avatar
Cristian Joseph

not money for nothing

5
good communication and always helpful. Reviewed on: 2nd May 2024
tashy ashy's avatar
tashy ashy

It has help to build my credit score , as well as th...

5
It has help to build my credit score , as well as the low apr cross the other providers made a good difference. Reviewed on: 2nd May 2024
Tamer Simsek's avatar
Tamer Simsek

Spending buddy

4
Started with Vanquis a few years back - have had a good relationship with them - haven't been bombarded with product offers or letters worrying about my level of debt or use of credit - I am using it - I am paying for it and it works for me. Reviewed on: 2nd May 2024
JOHN L's avatar
JOHN L

Easy to use app and clear guidance available.

5
Easy to use app and clear guidance available. Reviewed on: 2nd May 2024
Mrs K's avatar
Mrs K

Credit Boosting

5
I applied to boost my credit score, I was quickly accepted. I love the fact my credit limit is relatively low but gives that peace of mind if I need alittle help for things before payday I can still have them and not be tempted to use what I cannot afford to pay back. Reviewed on: 2nd May 2024
Sandra D's avatar
Sandra D

I would recommend Vanquis to anyone who needs some h...

5
I would recommend Vanquis to anyone who needs some help in this crisis time,i can say it’s the best credit card so far i can have! Reviewed on: 2nd May 2024
Maria L's avatar
Maria L

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