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Vanquis : Credit builder credit card reviews

4.73
Based on 26,670 reviews, last reviewed 20th May 2026
307300% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Very good rates and service. Very good rates and service. Great Reviewed on: 20th May 2026
Michael S's avatar
Michael S

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26670)

Good credit limit, fair APR, no yearly fee.

5
Good credit limit, fair APR, no yearly fee. Reviewed on: 3rd May 2024

Just love Vanquis credit card and there app it’s so...

5
Just love Vanquis credit card and there app it’s so easy to apply for and there balance transfers are lower than most credit cards you can even transfer money into you bank account I have highly recommended Vanquis to everyone Reviewed on: 3rd May 2024

Vanquis are Gold

5
Always very helpful especially when I had problems with the app. Informative, friendly and helpful over the phone. Kept up to date with all the interest increases. Understandable when cannot pay more than minimum amount. Would highly recommend Vanquis to friends and family. Reviewed on: 3rd May 2024

efficient

5
Within minutes of applying I had an answer, within days I had my card and then the same days later for pin number. the ap is excellent and helps you control your account easier Reviewed on: 3rd May 2024

Excellent for credit building, vanquis call centre h...

5
Excellent for credit building, vanquis call centre have also been good , easy to use app, and when needed you can decrease or increase credit limit Reviewed on: 3rd May 2024

Worth it

5
My experience so far with Vanquis has been brilliant... It took sometime to be excepted by them but it was worth the wait.. I can't fault them at all. Reviewed on: 3rd May 2024

Always efficient and courteous an excellent card wit...

5
Always efficient and courteous an excellent card with great customer service Reviewed on: 3rd May 2024

I've had no issues paying for things in shops.

5
I've had no issues paying for things in shops. The app on mobile is really good direct debit easy to set up. Reviewed on: 3rd May 2024

quality all round card

5
I have had a vanquis card for years just an all round good card and easy app Reviewed on: 3rd May 2024

I have been with vanquis for years now, if ever a pr...

5
I have been with vanquis for years now, if ever a problem or query I have always found it easy to speak to person to deal with it ( such a bonus these days when it's so difficult to talk to another human being).....I would definitely recommend them and have no intention of changing to any other credit company ....We'll done and keep up the good work... Reviewed on: 3rd May 2024

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