Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (26771 reviews)

View other Vanquis products

4.73

Based on 26,771 reviews, last reviewed 20th May 2026

311950% increase in 5 star reviews

in the past 90 days

4700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Vanquis equals Excellent Service. I have been a Vanquis customer for several years now. With their help I have managed to increase my credit score over the years. I have always found t... Read more Reviewed on: 20th May 2026

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (26771)

My business went bust when the banks pulled the plug...

My business went bust when the banks pulled the plug on small businesses turning over less than £5m in the last recession. Vanquis trusted me with a new start - and a £4k limit! Now I'm back on my feet with the new business, I don't need the credit, but, back then, I was grateful. Reviewed on: 1st May 2024

Overall a nice and reliable bank.

Overall a nice and reliable bank.. Reviewed on: 1st May 2024

Would recommend

Never had any problems. Would definitely recommend! Reviewed on: 1st May 2024

Easy and affordable card to get very happy with it...

Easy and affordable card to get very happy with it Reviewed on: 1st May 2024

Great card for building your Credit rating.

I have been a customer for some time now, the account freeze option was greatly appreciated when I fell on hard times, but that's no longer an option now, which is a shame because it was very helpful for anyone who has faced financially difficulties. Since I applied to vanquist interest rates have gone down significantly which is great! but, when offered a credit increase, I have to answer so many personal questions, as if I am a new customer, This inconvenience stops me from applying for the increase. I have a good credit score & payment history since my hardship over 6 years ago. That should be enough proof i am a reliable customer when offered an increase. Other than that I have no issues and use Vanquis as my main credit card because of the competitive interest rates. Which on occasion have been lowered because of my good payment history. I would recommend vanquis for anyone trying to build their credit score. Reviewed on: 1st May 2024

Vanquis bank has always kept me informed of any cha...

Vanquis bank has always kept me informed of any changes Reviewed on: 1st May 2024

Great Service

Great company, very helpful when I have needed to call them. No hassle and no unwanted emails and texts. The app is also really used and easy to use. Reviewed on: 1st May 2024

Happy to have vanquis card

Vanquis credit card is good with reasonable charges, cradit limit is not bad, and also card design is so attractive Reviewed on: 1st May 2024

Loyal customer

I have used Vanquis for ages now they are responsible and understand my needs. Reviewed on: 1st May 2024

It has been good using the cards

It has been good using the cards Reviewed on: 1st May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 2.84 from 19 reviews
Credit card
from HSBC 3.14 from 122 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.08 from 13 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.80 from 1254 reviews
Aquis Card
from Vanquis 4.40 from 43 reviews
Credit card
from Vanquis 4.29 from 587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub