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Vanquis : Credit builder credit card reviews

4.73
Based on 28,687 reviews, last reviewed 14th Jul 2026
397650% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Amazing communication The communication throught emails and app is very clear. I am aware of my spendings and I can control my credit limits. I managed to build a very stro... Read more Reviewed on: 14th July 2026
Paula M's avatar
Paula M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28687)

App is very easy to use excellent service

5
App is very easy to use excellent service Reviewed on: 20th May 2026

Pretty good credit card was easy to get and regular...

4
Pretty good credit card was easy to get and regular credit limit increases Reviewed on: 20th May 2026

So helpful theThe bestre when you need them

5
So helpful there when you need them Reviewed on: 20th May 2026

Vanquis Helped Me Turn My Finances Around

5
I originally got my Vanquis Credit Builder card to improve my credit score and honestly, it’s been one of the best financial decisions I’ve made. When I first started, my credit score was extremely low and over time it’s increased to over 700. Seeing that kind of progress has genuinely changed my confidence around money and my future financially. What I’ve appreciated most is that Vanquis made rebuilding my credit feel achievable instead of intimidating. The app is easy to use, payments are straightforward and I really like having the option to do money transfers too, that flexibility has helped me more than once. Every time I’ve needed customer support, the team have been lovely, patient and genuinely so kind and helpful. I’ve always been able to get through to someone straight away and they’ve consistently sorted things quickly and professionally, which makes such a difference nowadays. For anyone trying to rebuild their credit or get back on track financially, I’d honestly recommend Vanquis. It helped me massively and much faster than I expected too. :) Thank you Vanquis :) Reviewed on: 20th May 2026

Easy to use very helpful when contacting you

5
Easy to use very helpful when contacting you Reviewed on: 20th May 2026

No hassle just help

5
No hassle from start to finish making everything easy to understand from the beginning application Reviewed on: 20th May 2026

Good had a couple of problems but they was sorted ou...

5
Good had a couple of problems but they was sorted out good service Reviewed on: 20th May 2026

I been using vanquis credit card for past 3 years.

4
I been using vanquis credit card for past 3 years. Easy apply and contact customer Reviewed on: 20th May 2026

Deus ex machina

5
Vanquis besides helping me to improve my credit score to excellent, was there for me and my family when having financial difficulties always. Reviewed on: 20th May 2026

Lifesaver

5
I would first of all like to thank Vanquis for promoting cash transfers — it was a lifesaver. Being able to obtain cash from my credit card with a one-off payment arrangement was truly helpful during a difficult time. Their customer service team were exceptionally patient, understanding, and supportive throughout the process. Reviewed on: 20th May 2026

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