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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28687 reviews)

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4.73

Based on 28,687 reviews, last reviewed 14th Jul 2026

397650% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Amazing communication The communication throught emails and app is very clear. I am aware of my spendings and I can control my credit limits. I managed to build a very stro... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28688)

Lifesaver

I would first of all like to thank Vanquis for promoting cash transfers — it was a lifesaver. Being able to obtain cash from my credit card with a one-off payment arrangement was truly helpful during a difficult time. Their customer service team were exceptionally patient, understanding, and supportive throughout the process. Reviewed on: 20th May 2026

When I first received the card, the credit limit was...

When I first received the card, the credit limit was quite low, but after making payments on time and using the card responsibly, I started getting limit increases. This helped me build my credit history and improve my financial confidence over time. The Vanquis mobile app has also been very useful. It is easy to check balances, monitor spending, and make payments. I found the app simple and reliable for everyday account management. Reviewed on: 20th May 2026

It’s been very good good service

It’s been very good and I enjoyed the service and I hope the service onto ue Reviewed on: 20th May 2026

Never have I had any issues with this application it...

Never have I had any issues with this application it really good. I give it five starts! Reviewed on: 20th May 2026

I’ve had my Vanquis credit card for a while now

I’ve had my Vanquis credit card for a while now and overall I’ve had a very positive experience. The application process was straightforward and quick, and the mobile app is easy to use for checking balances, making payments, and keeping track of spending. What I like most is that the card has helped me improve and manage my credit score responsibly. Customer service has always been helpful and polite whenever I’ve needed assistance, and payments are processed without any issues. The credit limit increases over time have also been useful, provided the account is managed properly. It’s a good option for anyone looking to build or rebuild their credit history. As with any credit card, it’s important to pay on time and avoid carrying a balance because the interest rates can be high, but if used sensibly it’s been a reliable and helpful card for me. Reviewed on: 20th May 2026

Brilliant and easy and responsible.

The reason i didn’t rate customer service higher is I haven’t had the need to contact them. Everything just ticks over if you pay when you should. Reviewed on: 20th May 2026

Safe with Vanquis!

I have been with Vanquis. For many years. They are fair but keep a check on credit limits at same time. Reviewed on: 20th May 2026

Fantastic experience very grateful for the service

Fantastic experience very grateful for the service Reviewed on: 20th May 2026

It’s great I love it it’s so easy to use as long as...

It’s great I love it it’s so easy to use as long as you keep in credit and pay on time Reviewed on: 20th May 2026

easy to use and set up.

easy to use and set up. always good to have the option for extra credit Reviewed on: 20th May 2026

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