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Vanquis : Credit builder credit card reviews

4.73
Based on 28,687 reviews, last reviewed 14th Jul 2026
397650% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Amazing communication The communication throught emails and app is very clear. I am aware of my spendings and I can control my credit limits. I managed to build a very stro... Read more Reviewed on: 14th July 2026
Paula M's avatar
Paula M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28688)

A great card to have to build a good credit score.

5
Have used Vanquis as a credit builder after having the horror of being on a debt repayment scheme. The card has helped to keep my credit at a responsible level and has helped to build my credit score to a very good level. The app has helped greatly as you are able to easily make payments and control your spending. All in all a great card to help with those little emergencies. Reviewed on: 20th May 2026

Excellent customer service

5
Customer service always polite and ensure your query is fully resolved before you go Reviewed on: 20th May 2026

Great card for rebuilding your credit record !

5
This is a great card to help rebuild your credit record. It's easy to manage, and the team keep you informed in plenty of time when your monthly payment is pending. Have only had to use customer service once, but they were really helpful. Reviewed on: 20th May 2026

Long time customer, good experience.

5
I’ve been with Vanquis for a very long time. The card has always been there ready for any unexpected expense. The rate has always been good but I would love a higher credit limit sometime, I’ve never been offered one but have good credit score. Reviewed on: 20th May 2026

When adroad

5
Well when you stranded abroad with new money and just you Vanquis card it was a god send when having to pay for emergency passport Reviewed on: 20th May 2026

Got me back on track

5
Ever since joining Vanquis (during a period of tough finances and needing to get my credit rating back on track), they've been superb. They've been close to the detail on my circumstances and supported me through loans as well as a credit card. My limit was always reviewed fairly and updated accordingly Reviewed on: 20th May 2026

My best credit card

5
It's the best credit card I have , sticks to payment planes , giving you a credit score,it's really easy to use , Reviewed on: 20th May 2026

Great company

5
Straight forward to apply for a card , they keep you informed . Customer services helpful if needed . Reviewed on: 20th May 2026

So far, I have no problems.

5
So far, I have no problems. The mobile application is easy to use and implements new features very well. I hope they gonna implementat the new features as well. Reviewed on: 20th May 2026

Fantastic.

5
Lovely customer service easy to use app would recommend Reviewed on: 20th May 2026

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