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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28695 reviews)

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4.73

Based on 28,695 reviews, last reviewed 1st Sep 2026

99% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

Never have I had any issues with this application it...

Never have I had any issues with this application it really good. I give it five starts! Reviewed on: 20th May 2026

I’ve had my Vanquis credit card for a while now

I’ve had my Vanquis credit card for a while now and overall I’ve had a very positive experience. The application process was straightforward and quick, and the mobile app is easy to use for checking balances, making payments, and keeping track of spending. What I like most is that the card has helped me improve and manage my credit score responsibly. Customer service has always been helpful and polite whenever I’ve needed assistance, and payments are processed without any issues. The credit limit increases over time have also been useful, provided the account is managed properly. It’s a good option for anyone looking to build or rebuild their credit history. As with any credit card, it’s important to pay on time and avoid carrying a balance because the interest rates can be high, but if used sensibly it’s been a reliable and helpful card for me. Reviewed on: 20th May 2026

Brilliant and easy and responsible.

The reason i didn’t rate customer service higher is I haven’t had the need to contact them. Everything just ticks over if you pay when you should. Reviewed on: 20th May 2026

Safe with Vanquis!

I have been with Vanquis. For many years. They are fair but keep a check on credit limits at same time. Reviewed on: 20th May 2026

Fantastic experience very grateful for the service

Fantastic experience very grateful for the service Reviewed on: 20th May 2026

It’s great I love it it’s so easy to use as long as...

It’s great I love it it’s so easy to use as long as you keep in credit and pay on time Reviewed on: 20th May 2026

easy to use and set up.

easy to use and set up. always good to have the option for extra credit Reviewed on: 20th May 2026

A great card to have to build a good credit score.

Have used Vanquis as a credit builder after having the horror of being on a debt repayment scheme. The card has helped to keep my credit at a responsible level and has helped to build my credit score to a very good level. The app has helped greatly as you are able to easily make payments and control your spending. All in all a great card to help with those little emergencies. Reviewed on: 20th May 2026

Excellent customer service

Customer service always polite and ensure your query is fully resolved before you go Reviewed on: 20th May 2026

Great card for rebuilding your credit record !

This is a great card to help rebuild your credit record. It's easy to manage, and the team keep you informed in plenty of time when your monthly payment is pending. Have only had to use customer service once, but they were really helpful. Reviewed on: 20th May 2026

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