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Vanquis : Credit builder credit card reviews

4.73
Based on 28,687 reviews, last reviewed 14th Jul 2026
397650% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Amazing communication The communication throught emails and app is very clear. I am aware of my spendings and I can control my credit limits. I managed to build a very stro... Read more Reviewed on: 14th July 2026
Paula M's avatar
Paula M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28688)

Wonderful service, built my credit rating!

5
Wonderful service, built my credit rating and allowed me to manage my credit limit. Super app to manage my card and control my spending, compared to other credit cards Vanquis is the best. Reviewed on: 20th May 2026

Over all good

4
Over all good find the app easy to use and very helpful and customer service when I phone very good putting money into my own bank account is harder than I would like as you cannot do it Anya app and I think the charges are a bit steep Reviewed on: 20th May 2026

quick response anytime I put in a request

5
quick response anytime I put in a request Reviewed on: 20th May 2026

I have a really positive experience

5
I had a really positive experience with the Vanquis Credit Builder Card. It’s been helpful for improving my credit score, easy to manage through the app, and the customer service has been reliable too. Definitely a good option for anyone looking to build their credit history. Reviewed on: 20th May 2026

Excellent service absolutely appreciated but more sp...

4
Excellent service absolutely appreciated but more speedy answering on phone with customer services would help improve things. Reviewed on: 20th May 2026

Very much improved over the last few years!

5
When I first joined the Vanquis service a few years ago, the website/app was somewhat outdated and awkward to use. My password would need to be reset whenever I loaded the site... Now, the app had been thoroughly overhauled. It's quick and easy to access. I can get the information I want or make payments, in just seconds. What more could I really need? A great, fully functioning app and a card that I can use whenever I need. Excellent! Reviewed on: 20th May 2026

perfect no issues at all,, helpful and friendly on t...

5
perfect no issues at all,, helpful and friendly on the phone and app is wonderful to use. Reviewed on: 20th May 2026

Renew after fire

4
It has help me get the things I needed when I had a fire and the interest was very good and I payed it back quickly Reviewed on: 20th May 2026

Vanquis quality care 8 years they have always...

5
Been with Vanquis well over 8 years they have always been very good. Customer care are excellent. I’ve never had any issues like with some other credit cards. Always get txts to remind me of promos and offers Reviewed on: 20th May 2026

The best credit card ever

5
Helped me to build my credit,excellent customer service, always get through to an agent who are very helpful, user friendly app, great communication. I've been a vanquis customer for years and never had a problem, highly recommend vanquis to all. Reviewed on: 20th May 2026

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