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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.81
Based on 23,631 reviews, last reviewed 20th May 2026
168850% increase in 5 star reviews
in the past 90 days
3100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

Vanquis App Vanquis App easy to use to check balance and make payments Reviewed on: 20th May 2026
Sarah Williams's avatar
Sarah Williams

Latest lowest rating:

1

Disgraceful organisation. Disgraceful organisation. Total incompetence, poor customer services. Don't deal with complaints. Avoid dealing with issues Reviewed on: 20th May 2026
Rob's avatar
Rob
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (23631)

Vanquis Credit Card review.

5
I had a Vanquis card to build credit. I liked how easy it was to track my spending using their app. They were very transparent with any changes to T’s & C’s as well as sending reminders for payment dates and information for when the balance transfer pay no interest period was due to end which I found gave me lots of opportunities to either pay my balance or look to manage my debt better. Reviewed on: 1st May 2024
Angela 's avatar
Angela

Good communication and notifications

5
Good communication and notifications Reviewed on: 1st May 2024
Alexander T's avatar
Alexander T

Does what it says

5
I have always found the app useful and they are clear on their terms. As with all credit cards rate could be lower Reviewed on: 1st May 2024
Andrew Kettle's avatar
Andrew Kettle

Best card for building your Credit score

5
I wanted to build my credit score as it wasn't good, I was accepted for Vanquis card, & I have had it for some years now & they helped with building my credit score. They helped with & sorted a problem I had with fraudulent use of my card. I am so happy with them. I would recommend them over other cards Reviewed on: 1st May 2024
Beverley A's avatar
Beverley A

Perfect for building Credit

5
I have extensive experience managing a Vanquis credit card. From building my credit score to managing finances efficiently, I've utilized its features, including online account management and payment flexibility. This experience has been instrumental in improving my financial management skills and understanding credit responsibly. Reviewed on: 1st May 2024
AUGUSTINE K's avatar
AUGUSTINE K

So easy to use, never had a problem

5
So easy to use, never had a problem Reviewed on: 1st May 2024
Liam's avatar
Liam

Great experience , never had any issues

5
Great experience , never had any issues Reviewed on: 1st May 2024
Alexandru-Ioan Simon's avatar
Alexandru-Ioan Simon

As it should be.

5
Easy to use and a pleasure to work with. The app makes everything very easy to use. Reviewed on: 1st May 2024
Andrew F's avatar
Andrew F

it is good

5
it is good but take time to increase credit limit. Reviewed on: 1st May 2024
Lina's avatar
Lina

Well Vanquis Credit card helped me in a difficult si...

5
Well Vanquis Credit card helped me in a difficult situation and was me through my illness. They were very sympathetic to my case and saw me through it. Thank you Vanquis Reviewed on: 1st May 2024
Robert L's avatar
Robert L

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