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Vanquis : Credit builder credit card reviews

4.81
Based on 24,013 reviews, last reviewed 20th May 2026
186250% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Great credit builder card. The interest rates are high. I appreciate that its a credit builder card, so I am glad that I am able to use the credit available. I feel like my mini... Read more Reviewed on: 20th May 2026
NiK's avatar
NiK

Latest lowest rating:

1

WHY I WOULD NOT RECOMMEND VANQUIS I applied for a six month balance transfer in November but then discovered they had applied interest to my balance I contacted Customer Services a nu... Read more Reviewed on: 20th May 2026
Unhappy Customer's avatar
Unhappy Customer

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (24013)

Please give me the money!!

5
Easy to apply and the app is good Reviewed on: 1st May 2024

So easy to use, the app is great

5
So easy to use, the app is great Reviewed on: 1st May 2024

I use my Vanquis card regularly, I poor credit...

5
I use my Vanquis card regularly, I had a poor credit score as I had not had any credit for over ten years. It’s a good manageable limit that you can use to build up a credit rating. Reviewed on: 1st May 2024

Won't use again

3
Takes to long twith application everything is an issue and interest rate are to high Reviewed on: 1st May 2024

I am very happy with the excellent customer service...

5
I am very happy with the excellent customer service every time and the competitive rates Vanquis offers. Vanquis has always provided a sure relief in times of necessity for which I am very thankful Reviewed on: 1st May 2024

I found it really useful having a credit card to bal...

5
I found it really useful having a credit card to balance my books. Being able to buy things and pay a little later, helped get me get to the end of the month when I knew I had an income coming in. It was really useful paying it off every month, building my credit score back up and then having my credit limit increased Reviewed on: 1st May 2024

Very nice experience staff.

5
Very nice experience staff. Happy to be a customer Reviewed on: 1st May 2024

gd service provided to diversity conditions

5
gd service provided to diversity conditions Reviewed on: 1st May 2024

The vanquis app is good to use and make payments and...

5
The vanquis app is good to use and make payments and check your balance. The customer service are very helpful and friendly when you phone them. Very good bank to deal with 10/10 Reviewed on: 1st May 2024

I recommended Vanquis Credit Card to all my friends

5
I recommended Vanquis Credit Card to most of all my friends. All of them application was accepted. All happy with customer services. VANQUIS is one of my first Credit Card here in the UK. Reviewed on: 1st May 2024

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