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Vanquis : Credit builder credit card reviews

4.82
Based on 24,681 reviews, last reviewed 20th May 2026
216550% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Understanding and efficient with understanding and c... Understanding and efficient with understanding and compassion. Reviewed on: 20th May 2026
MR M's avatar
MR M

Latest lowest rating:

2

Vanquis has added a fee to my account of £102. Vanquis has added a fee to my account of £102.12 saying it is Promomotional Cash Interest without any authority. I am really annoyed about it and can... Read more Reviewed on: 20th May 2026
Steve R's avatar
Steve R

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (24681)

Help me a lot when I had finance problems

5
Help me a lot when I had finance problems Reviewed on: 2nd May 2024

Not Fit For Purpose.

1
Luckily I have another credit I can use, because after my local ATM swallowed my Vanquis card in August 2023 I’m still waiting for a replacement. The representative I spoke to at Vanquis was inexperienced, unhelpful and was hard to understand. I still have a small credit on my account and when I’ve nothing better to do I’ll resurrect chasing this. Reviewed on: 2nd May 2024

Great experience

5
This card has helped me improve my credit score. I woiuld recommend to friends and family. Good overall service. The whole experience has been great. Reviewed on: 2nd May 2024

Vanquis have been amazing and efficient for all my c...

5
Vanquis have been amazing and efficient for all my credit card needs. I’d highly recommend them to anyone, if you want a company that is convenient and efficient in supporting you with your credit needs. Vanquis is the one for you. Reviewed on: 2nd May 2024

Increasing credit is a hassle.

3
Increasing credit is a hassle. Not an easy experience Reviewed on: 2nd May 2024

Great help

5
They have helped me out on numerous occasions and I would happily encourage others Reviewed on: 2nd May 2024

I have never had any issues at all everything has be...

5
I have never had any issues at all everything has been a positive experience Reviewed on: 2nd May 2024

I sometimes have issues paying the balance

4
I sometimes have issues paying the balance as my card gets rejected. More on line or by phone options would be helpful. However if I’ve been late beta use of this your team have been great. Reviewed on: 2nd May 2024

App works well , easy to make payments.

5
App works well , easy to make payments. Reviewed on: 2nd May 2024

I like the app.

5
I like the app. Easy to use, keep track of spending and making payments. Reviewed on: 2nd May 2024

Review Vanquis : Credit builder credit card now

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