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Vanquis : Credit builder credit card reviews

4.82
Based on 24,540 reviews, last reviewed 20th May 2026
210150% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Fast response to questions, security first always ma... Fast response to questions, security first always making me feel secure and protected. Reviewed on: 20th May 2026
Shaun Elston's avatar
Shaun Elston

Latest lowest rating:

2

Vanquis has added a fee to my account of £102. Vanquis has added a fee to my account of £102.12 saying it is Promomotional Cash Interest without any authority. I am really annoyed about it and can... Read more Reviewed on: 20th May 2026
Steve R's avatar
Steve R

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (24540)

Great card provider

5
Never need to contact them. Somehow they know what I need when I need it. Reviewed on: 2nd May 2024

just put there interest rates up

1
Been with you for 7 and the only one to benefit is you company my interest has gone up from 34% and it's now at 36.40% so don't use it that much Reviewed on: 2nd May 2024

I have been using vanquis for years great service an...

4
I have been using vanquis for years great service and great % rate used in the right way its amazing and if yoi purchase on the correct date it will overlap so for me its perfect. Reviewed on: 2nd May 2024

Reliable Vanquis

5
There when I need it, never any problems. I like it as a back up and incase of emergency. Reviewed on: 2nd May 2024

Good way to build your credit score.

5
Good way to build your credit score. Helpful and gives you good tips Reviewed on: 2nd May 2024

A very expensive credit card

3
Far too expensive not really worth having much better deals to be had Reviewed on: 2nd May 2024

'free of interest' transfers

5
I like the occasional 'free of interest' transfers from other cards Reviewed on: 2nd May 2024

Easy live communication, helpful and cooperative

4
Easy live communication, helpful and cooperative service. No criticism at this point. Reviewed on: 2nd May 2024

Staff helpful and informative nothing too much trouble

5
Staff helpful and informative nothing too much trouble Reviewed on: 2nd May 2024

Excellent credit card provided.

5
I have been a Vanquis credit card customer for over 6 month and have really enjoyed their services. Good value, excellent services and communication. Reviewed on: 2nd May 2024

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