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Vanquis : Credit builder credit card reviews

4.73
Based on 28,635 reviews, last reviewed 9th Jun 2026
395350% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquis-A good training ground Vanquis has disciplined me to plan before I spend and to clear my debt as soon as possible. I could have moved on to other credit cards but I am learn... Read more Reviewed on: 9th June 2026
Nicky's avatar
Nicky

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28635)

Good experience, excellent app!

5
Very clear info and easy sign up. Clear language and transparent charges. App is very good, easy to use and has a lot of features. Customer service is good, although I've not had reason to use it much! Reviewed on: 3rd May 2024

Money claim from Ryanair

5
When I had issues with a payment claim Vanquis was outstanding Reviewed on: 3rd May 2024

Vanquis helps you to get you back on track

5
Vanquis really does help improve your credit rating. But, it is more than that. That's why I'm still a customer. Where they could do more is offering better intetest rates that are linked to your improved score.... e.g. an annual review and adjust credit limit and interest rates based on your Experian credit rating. Reviewed on: 3rd May 2024

Reasonable interest rates.

4
Reasonable interest rates. Good customer service. Excellent app to manage your account. Good overall. Reviewed on: 3rd May 2024

Very helpful for keeping on top of monthly finances...

5
Very helpful for keeping on top of monthly finances and will help support people with a bit so good credit history that are trying to improve theirs Reviewed on: 3rd May 2024

The last resort..

3
I used to be happy to use vanquis, but to me the service has deteriorated.Increased interest, poorservice soI now only use vanquis as alast resort. Reviewed on: 3rd May 2024

It is great Credit card company I am recamint

5
It is great Credit card company I am recamint Reviewed on: 3rd May 2024

The experience is very good however the APR is way t...

5
The experience is very good however the APR is way too high Reviewed on: 3rd May 2024

Great Card .

5
I was able to completely rebuild my credit rating using this card and have continued to use it for holidays. It is a great card with a great interest rate. Reviewed on: 3rd May 2024

Happy love the app easy to navigate helpful

5
Happy love the app easy to navigate helpful Reviewed on: 3rd May 2024

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