Paid advertisement
Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.72
Based on 26,124 reviews, last reviewed 20th May 2026
282100% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Great service haven't had a problem so far Great service haven't had a problem so far Reviewed on: 20th May 2026
Dean Rahaman's avatar
Dean Rahaman

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (26124)

Easy to use app is great but would like a credit inc...

5
Easy to use app is great but would like a credit increase Reviewed on: 2nd May 2024

Great service

5
Using the app is excellent and the feedback information is also excellent service Reviewed on: 2nd May 2024

I’ve had nothing but smooth interactions with Vanquis.

5
I’ve had nothing but smooth interactions with Vanquis. They really allowed me to boost my credit rating whilst increasing my credit limit with great accuracy Reviewed on: 2nd May 2024

A great card for peace of mind

5
I’ve had a Vanquis card for a number of years and has always been good to know it’s there when needed.. also when making larger purchases to get security in case anything went wrong Reviewed on: 2nd May 2024

Vanquis has been a good credit card to use with inti...

5
Vanquis has been a good credit card to use with intial intrest free plan. I liked it very much Reviewed on: 2nd May 2024

Ive not used Vanquis a lot but have found them to be...

5
Ive not used Vanquis a lot but have found them to be good with their admin Reviewed on: 2nd May 2024

Fantastic Credit Builder.

5
I hit a really tough period in my life, and struggled with bills. Vanquis could not have been any more helpful or understanding, and I was able to freeze my card, then restart it once I was in a better place financially. Their advice and support made what was a horrible time far more bearable. If I had ONE niggle, it would be the restrictive ways of getting in touch. I am very hard of hearing so making phone calls can be really difficult. It would be far better if Vanquis could offer the means to customers with accessibility issues to be able to speak to customer service by digital means. Live chat, non immediate messaging service or even an email address would really help. I’d be happy to be added to a register for additional needs customers if these services could only be offered to those who specifically need it. Otherwise I have absolutely no complaints with Vanquis at all. Reviewed on: 2nd May 2024

I started with a credit limit of £1500 and am now up...

5
I started with a credit limit of £1500 and am now up to £5000 Reviewed on: 2nd May 2024

fantastic customer service

5
Always fantastic customer service, no issue and I have been with them for more than 5 years. Reviewed on: 2nd May 2024

Easy application process

5
Easy application process, all online and card was delivered promptly. I’ve had good customer service when I have called up as well. Reviewed on: 2nd May 2024

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review