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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28695 reviews)

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4.73

Based on 28,695 reviews, last reviewed 1st Sep 2026

99% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

Excellent card backed by efficient back office suppo...

Excellent card backed by efficient back office support to answer any issues Reviewed on: 20th May 2026

Easy access easy to manage on your phone credit card.

Easy access easy to manage on your phone credit card. Reviewed on: 20th May 2026

Vanquis helped me build my credit score

Vanquis helped me build my credit score Reviewed on: 20th May 2026

Brilliant

Easy to use app and great value for money Reviewed on: 20th May 2026

Been a customer for a while and I’m happy overall.

I have had my Vanquis card for a while now, I have been using it to make purchases and work on my credit score, I have now also been offered a Limit increase. Reviewed on: 20th May 2026

Vanquis and Me

Vanquis has been part of my life for a few years now and has been a loyal source to my needs. Vanquis has helped me to purchase lots of items and holidays. I have the Vanquis App which helps me to check on and regulate my spending. Automatic minimum monthly payments are set up; this is a fantastic help to ensure no payments are missed. I feel valued as a reliable and trusted customer with increases to my agreed amount of spending. Vanquis keeps me updated on payments due and any other updates that I need to know. I would definitely recommend Vanquis to others. Reviewed on: 20th May 2026

The good thing about Vanquis is that when you are ne...

The good thing about Vanquis is that when you are near your limit they will send you a message to alert you or pay some something so yr interest won't go high Reviewed on: 20th May 2026

You accepted me when nobody else would have,your car...

You accepted me when nobody else would have,your card helps me to build my credit score so that I want to thank you guy's so much for helping me Reviewed on: 20th May 2026

Happy customer :)

I’ve had a really positive experience with the Vanquis Bank credit card so far. I originally got the card to help rebuild and improve my credit score, and it’s done exactly that. The application process was straightforward, and I received a clear explanation of my credit limit, interest rate, and repayment options from the start. One thing I appreciate most is how easy the mobile app is to use. I can quickly check my balance, track spending, and make payments without any hassle. Payments update fast, and the account management tools make it simple to stay on top of everything. The card has also helped me build better financial habits. By using it responsibly and paying on time each month, I’ve seen a noticeable improvement in my credit profile. The credit limit reviews are a nice bonus too, as they reward good account management. Customer service has been helpful whenever I’ve needed assistance, and overall the experience has been reliable and stress-free. I’d definitely recommend Vanquis to anyone looking to build or rebuild their credit while having access to an easy-to-manage credit card. Reviewed on: 20th May 2026

Great service with no hidden surprises

Great service with no hidden surprises, you know exactly costs with competitive rates and the service team are really helpful with plenty of sensible advice. Reviewed on: 20th May 2026

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