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Vanquis : Credit builder credit card reviews

4.73
Based on 26,839 reviews, last reviewed 20th May 2026
315000% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Very clear instructions on how to pay and navigate y... Very clear instructions on how to pay and navigate your account Reviewed on: 20th May 2026
Andrew N's avatar
Andrew N

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26839)

Handy to have

5
Excellent card and no issues ever using the card Reviewed on: 2nd May 2024

Great card

5
It is easy to manage my Vanquis card account on the app. It is Visa and accepted in most places. It was simple to set up a direct debit to make the monthly payments and making extra ones by bank debit card is also straightforward. On the three occasions that I have needed to speak to Customer Service I was connected to an advisor within minutes and the help was excellent. My credit limit is sensible and I am very happy with my card. Reviewed on: 2nd May 2024

My credit card start limit £250 after Vanquis my car...

1
My credit card start limit £250 after Vanquis my card limit reduced £100 but after vanquis bank give me £3 k loan this does not make sence Reviewed on: 2nd May 2024

Great way to get your credit rating up get plenty no...

5
Great way to get your credit rating up get plenty notice of your bill on time Reviewed on: 2nd May 2024

Easy to set up all over text very easy

5
Easy to set up all over text very easy Reviewed on: 2nd May 2024

Good advice and reasonable interest rates

5
They seem genuinely interested in helping me manage my account to my benefit rather than increasing their own profit. They give good advice, and have reasonable interest rates. First credit card company I've ever come across that does not try to exploit their customers. Reviewed on: 2nd May 2024

Offers are good and helpful when needing to build ce...

4
Offers are good and helpful when needing to build certain aspects of your credit Reviewed on: 2nd May 2024

Very happy with Vanquis, excellent customer service...

5
Very happy with Vanquis, excellent customer service and ease of use. Reviewed on: 2nd May 2024

Happy to use Vanquis

5
Had Vanquis for a few years now never had any problems the app is very easy to use Reviewed on: 2nd May 2024

App is easy to work and very detailed.

5
App is easy to work and very detailed. Limit is great for a first time builder Reviewed on: 2nd May 2024

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