Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

View other Vanquis products

4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

It’s a great experience about money

It’s a great experience about money Reviewed on: 11th July 2025

Swift application process, updates on progression, c...

Swift application process, updates on progression, card and pin arrived in good time. App is user friendly. Reviewed on: 11th July 2025

It did work

It did work but very high interest so make sure it’s paid on time Reviewed on: 11th July 2025

Use Vanquis a lot to pay for items I purchase ,had n...

Use Vanquis a lot to pay for items I purchase ,had no problems. Reviewed on: 11th July 2025

Always been reliable and easy to access

Always been reliable and easy to access Reviewed on: 11th July 2025

Credit where credits due

Overall a very good credit company although, even though I have not missed any payments and often paid extra, my credit rating hasn't changed much which was my main reason to use it. The interest is high and adds up for each purchus so be careful. Sometimes offers are available like money transfers Reviewed on: 11th July 2025

Very helpful and supportive customer care

Very helpful and supportive customer care Reviewed on: 11th July 2025

Vanquis Card

I have been with vanquis for such a long time, their rating system is rigorous and presise. They take longer than every other companies to increase credit limit. After increasing your credit limit, they equally ask if you want the increased credit limit or not. They usually follow through when you use your credit card for transactions just to ensure the card is been used by the right person. I am satisfied as a valued customer of Vanquis and my card is safe. Reviewed on: 11th July 2025

Superb product

Such a relief to get a card that suits me while helping me. No questions just a simple process. Clear and precise app. Reviewed on: 11th July 2025

Really Helpful when you call for any issues.

Really Helpful when you call for any issues. Take the time to offer assistance Reviewed on: 11th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from first direct 4.13 from 26 reviews
Credit card
from HSBC 3.07 from 120 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub