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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
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DD
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

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Vanquis Credit builder credit card reviews (28696)

I have a great experience and will continue with the...

5
I have a great experience and will continue with the service for further years to come! Reviewed on: 2nd May 2024
Katrina G's avatar
Katrina G

Outstanding experience

5
I recently acquired the this Credit Card, and I must say, it has exceeded all my expectations! From the moment I applied, the process was seamless and swift, providing Niraj Mulani with a hassle-free experience. The online application was user-friendly, and I received approval within minutes. One of the standout features of this card is its rewards program. Niraj Mulani earns points on every purchase, and the variety of redemption options is impressive. Whether it's cashback, travel rewards, or merchandise, there's something for everyone. Plus, the points accumulate fast, allowing me to enjoy the benefits sooner rather than later. Another aspect I appreciate is the card's security measures. With features like fraud monitoring and zero-liability protection, I feel confident using it for both everyday purchases and online transactions. The peace of mind knowing that my financial information is safeguarded is invaluable. Moreover, the customer service provided by this Credit Card is top-notch. Any queries or concerns Niraj Mulani has had were addressed promptly and courteously by their knowledgeable support team. It's evident that they prioritize customer satisfaction, which is refreshing in today's world. Furthermore, the card offers additional perks such as complimentary insurance coverage and exclusive access to events. These extras add significant value and enhance the overall experience of being a cardholder. In conclusion, I wholeheartedly recommend the this Credit Card to anyone in search of a reliable, rewarding, and secure credit card. It has truly made managing my finances more convenient and enjoyable. Thank you, For this Credit Card , for providing such an excellent product and service! Reviewed on: 2nd May 2024
Niraj mulani's avatar
Niraj mulani

Been a customer for over 10 are more and I have no p...

5
Been a customer for over 10 are more and I have no problem with them they are very quick to deliver transfer when u need it Reviewed on: 2nd May 2024
Cynthia n's avatar
Cynthia n

Been with vanquis over 4 years.

5
Been with vanquis over 4 years.never an issue and great customer service 5☆ Reviewed on: 2nd May 2024
Bridget sharp's avatar
Bridget sharp

Normally experience with very high interest

3
Normally experience with very high interest Reviewed on: 2nd May 2024
Christian Z's avatar
Christian Z

My experience has always been very positive, followi...

5
My experience has always been very positive, following relocating back home after 30 years in Essex thing are a little tight right now so only making minimum payments but no hassle from Vanquis regarding this, but things set to improve which I am looking forward to making increased payments Reviewed on: 2nd May 2024
Claire D's avatar
Claire D

Excellent service received when taking to an advisor

5
Excellent service received when taking to an advisor Reviewed on: 2nd May 2024
Raymond J's avatar
Raymond J

Transparent and Honest

5
Great company who operate on a completely transparent basis. They have certainly helped me over the years. Reviewed on: 2nd May 2024
James E's avatar
James E

A game changer for credit building

5
I had faced several rejections before obtaining my Vanquis card, but thankfully they gave me a chance and it proved to be incredibly helpful in building my credit score. Now, even though I have the opportunity to apply for other credit cards, I am content with my Vanquis card and have no intention of seeking alternatives. The customer service provided by Vanquis is highly commendable, as they promptly and efficiently address any questions or concerns I may have. Reviewed on: 2nd May 2024
BK's avatar
BK

Great app

5
Always helpful when needing to question something.app is good also for ypdates6 Reviewed on: 2nd May 2024
Cassandra 's avatar
Cassandra

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