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Vanquis : Credit builder credit card reviews

4.73
Based on 26,487 reviews, last reviewed 20th May 2026
298850% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

exactly what it says on the tin! app easy to use. Good card if you have a below average credit score and you wish to build your credit history Reviewed on: 20th May 2026
gill R's avatar
gill R

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26487)

Good company.

4
Good company. Its handy having the app and being to log on pay bills and track spending. Reviewed on: 1st May 2024

Easy to apply and user friendly app

5
Easy to apply and user friendly app Reviewed on: 1st May 2024

Good for building your credit

5
Good for building your credit, good customer service and good app. Reviewed on: 1st May 2024

It has an easy-to-use app, good and honest credit card

5
It has an easy-to-use app, it also has good reminders that remind you of deadlines and balance. The balance of my card is refreshed quiet fastly not like other banks where you have to wait for days to see what you have. The services are straight forward no hidden fees or problems. The application for the card was simple and short. The experience all together is quiet positive. Reviewed on: 1st May 2024

A good credit limit with a reasonable Interest rate.

5
A good credit limit with a reasonable Interest rate. Reviewed on: 1st May 2024

Customer service is very helpful and understanding w...

5
Customer service is very helpful and understanding with forgotten payments and help. Could not recommend enough. Reviewed on: 1st May 2024

Brilliant to have for emergency great service

5
Brilliant to have for emergency great service Reviewed on: 1st May 2024

Above and beyond always fantastic customer service

5
All ways get amazing customer service they always go above and beyond when ever I have had to call the staff always make you feel respected and never judged my queries always get resolved with my call staff always take accountability and give fantastic customer support Reviewed on: 1st May 2024

I’ve had Vanquis for a while & I’ve always used it a...

5
I’ve had Vanquis for a while & I’ve always used it as a way of controlling my spending and building my credit. With Vanquis, I’m able to cover emergency situations or treat myself to something nice. It also ensures that I build my credit as I pay back the money used within the month. Reviewed on: 1st May 2024

No offers so don't use it

1
No offers so I don't take out credit Reviewed on: 1st May 2024

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