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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28696)

Very easy to use and easy to transfer money over to...

5
Very easy to use and easy to transfer money over to from other cards Reviewed on: 2nd May 2024

Excellent way to manage your money

5
Excellent way to manage your money Reviewed on: 2nd May 2024

Worst card in the world for interest rates. Shocking

2
It’s very hard to keep up with the internet on this card I wish I’d never got it and you said you would keep the interest at £80 but never done that absolutely hate this card Reviewed on: 2nd May 2024

Keeping on top.

5
Having the app makes it easy to get information regarding balance quickly. Reviewed on: 2nd May 2024

Excellent experience with dealing with customer service

5
Excellent experience with dealing with customer service Reviewed on: 2nd May 2024

Interest rates too high

3
Interest rates are too high for long standing customers Reviewed on: 2nd May 2024

Its been good and very helpful staff

5
Its been good and very helpful staff Reviewed on: 2nd May 2024

Best credit card company I’ve ever used!

5
You gave me a really good balance to begin with instead of starting low like other companies. Your interest rates are lower than others too. Having this credit card has been a great help, and I’m starting to see my credit score increase too. Reviewed on: 2nd May 2024

easy application, good interes rate

5
easy application, good interes rate Reviewed on: 2nd May 2024

Interests rates are too high.

4
Interests rates are too high. Will never pay off in a short matter of time. Reviewed on: 2nd May 2024

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