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Vanquis : Credit builder credit card reviews

4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

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Vanquis Credit builder credit card reviews (28696)

Vanquis is a hight interest card

2
Vanquis is a good lender in the sense of credit limits however the interest rate is stupidly high and needs to come down Reviewed on: 2nd May 2024

All satisfactory - easy to use & understand.

5
All satisfactory - easy to use & understand. High interest rates as all credit cards but I always pay mine off. Reviewed on: 2nd May 2024

Excellent!

5
Excellent!!! Best credit card I've ever had!! Very pleased Reviewed on: 2nd May 2024

Make credit limit increase more easier.

1
Pro: N/A Cons: Low credit limit; never increase limit since I have it from 2016. Interest remains too high. No reward for spending. Reviewed on: 2nd May 2024

Interaction

3
Not really had a lot of interaction Reviewed on: 2nd May 2024

Great credit company

5
I originally applied for my vanquis card to put all of my debts in one place. Ut was interest free for a period of time. I managed to consolidate my debts and pay them off during the interest free period. Vanquis have rewarded me by increasing my balance and i have kept this as an emergency fund of money :) Reviewed on: 2nd May 2024

I am very happy with the Vanquis that help me to mai...

5
I am very happy with the Vanquis that help me to maintain my finances Reviewed on: 2nd May 2024

Good company to deal with, fast response to queries...

5
Good company to deal with, fast response to queries on the phone, and the app is really good with pay it services makes overpayments easy. Reviewed on: 2nd May 2024

I opened a credit card with them to build credit and...

5
I opened a credit card with them to build credit and they were very fast and fair Reviewed on: 2nd May 2024

Professional and your app is user friendly and easy...

5
Professional and your app is user friendly and easy to understand. Reviewed on: 2nd May 2024

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