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Vanquis : Credit builder credit card reviews

4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

Overall it’s been a good service

5
Overall it’s been a good service Reviewed on: 2nd May 2024

Easy credit card to use

5
Easy credit card to use with online and app available to view and make payments. The interest rate is a little high but the card is a great asset for everyday use Reviewed on: 2nd May 2024

Friendly staff

5
Staff send friendly and helpful emails and seem approachable. Reviewed on: 2nd May 2024

Very easy application, well laid out app, friendly c...

5
Very easy application, well laid out app, friendly customer support Reviewed on: 2nd May 2024

Always very heipful for everyday spending ..

5
Always very heipful for everyday spending i dont need reminders about how the balance is close to max I am aware Thanks Reviewed on: 2nd May 2024

Vanquis card revue

5
Excellent value easy to use and the apps are easy to follow Reviewed on: 2nd May 2024

I’m disgusted at the behaviour of Vanquis credit card.

1
I’m disgusted at the behaviour of Vanquis credit card. I got 600 credit limit and was also offered an increase to a 1000 I was late with one payment my payment history was very good otherwise I would not have been offered an extra 400 credit if I was a bad payer,now I’m thinking of closing my account as what can you do with £100 pounds life is expensive 100 goes no where so I’ve stopped using the card because it’s pointless. Reviewed on: 2nd May 2024

Great service

5
When dealing with vanguis we have always been treated fairly, and with respect, the staff are always helpful and polite, and nothing is ever too much trouble. We are sent updates regularly, and we find the app very easy to use. Reviewed on: 2nd May 2024

Easy to use app, great customer service

5
Easy to use app, great customer service Reviewed on: 2nd May 2024

Making people embarrassed by wasting their time when...

1
Making people embarrassed by wasting their time when it comes to credit limit increase. They sends out letters saying you're eligible for a credit limit increase and collects data from us just to decline it. All other credit cards providers instantly accepts the limit increase upon sending the income details. It happened thrice in my case and 4 times in my wife's case. My limit with Vanquis is £500 and on other credit cards, I have a limit of minimum £5,000 and my credit score is perfect 999. Reviewed on: 2nd May 2024

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