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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.73
Based on 27,606 reviews, last reviewed 21st May 2026
349100% increase in 5 star reviews
in the past 90 days
5000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

have help me bring my credit rating up and bank... They have help me bring my credit rating up and banking on line much easier for me to understand if I need toget in touch with them about anything nev... Read more Reviewed on: 21st May 2026
Mrs J's avatar
Mrs J

Latest lowest rating:

1

they are complete time wasters at vanquis they are complete time wasters at vanquis Reviewed on: 21st May 2026
PETER E's avatar
PETER E
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (27606)

Hassle-free.

4
Hassle-free. Good app to manage money Reviewed on: 1st May 2024
Becky S's avatar
Becky S

The website is awful.

3
The website is awful. The want you to do everything with a mobile app. Android and ios have no security and get havked a lot. This is the reason I do not use either of these mobiles. They dont understand and are stuck in their ways. Reviewed on: 1st May 2024
Andy D's avatar
Andy D

Excellent customer services , happy with the interes...

5
Excellent customer services , happy with the interest rate on my credit. Reviewed on: 1st May 2024
WILLIAM B's avatar
WILLIAM B

Vanquis has helped me to rebuild my credit score.

5
Vanquis has helped me to rebuild my credit score. An excellent company with excellent rates. Great service too from dedicated staff. A must for everyone who needs to rebuild trust in financial institutions. Reviewed on: 1st May 2024
billdryden@live.co.uk's avatar
[email protected]

A great experience with Vanquish

5
Always had a great experience with Vanquish. I had my card cloned and it was sorted without any fuss. Great customer service Reviewed on: 1st May 2024
John B's avatar
John B

My business went bust when the banks pulled the plug...

4
My business went bust when the banks pulled the plug on small businesses turning over less than £5m in the last recession. Vanquis trusted me with a new start - and a £4k limit! Now I'm back on my feet with the new business, I don't need the credit, but, back then, I was grateful. Reviewed on: 1st May 2024
AJ's avatar
AJ

Overall a nice and reliable bank.

4
Overall a nice and reliable bank.. Reviewed on: 1st May 2024
Bishal Tiwari's avatar
Bishal Tiwari

Would recommend

5
Never had any problems. Would definitely recommend! Reviewed on: 1st May 2024
BC's avatar
BC

Easy and affordable card to get very happy with it...

5
Easy and affordable card to get very happy with it Reviewed on: 1st May 2024
Sharon 's avatar
Sharon

Great card for building your Credit rating.

4
I have been a customer for some time now, the account freeze option was greatly appreciated when I fell on hard times, but that's no longer an option now, which is a shame because it was very helpful for anyone who has faced financially difficulties. Since I applied to vanquist interest rates have gone down significantly which is great! but, when offered a credit increase, I have to answer so many personal questions, as if I am a new customer, This inconvenience stops me from applying for the increase. I have a good credit score & payment history since my hardship over 6 years ago. That should be enough proof i am a reliable customer when offered an increase. Other than that I have no issues and use Vanquis as my main credit card because of the competitive interest rates. Which on occasion have been lowered because of my good payment history. I would recommend vanquis for anyone trying to build their credit score. Reviewed on: 1st May 2024
AMC's avatar
AMC

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