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Vanquis : Credit builder credit card reviews

4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

Whenever I have a problem I can speak to a human and...

5
Whenever I have a problem I can speak to a human and the problem gets sorted straight away Reviewed on: 2nd May 2024

I can always speak to a human, if I've got any issues.

5
I can always speak to a human, if I've got any issues. They app to keep track of your account is brilliant. Reviewed on: 2nd May 2024

Easy to apply value for money my credit score was no...

5
Easy to apply value for money my credit score was not high but found it easy with no fuss to apply Reviewed on: 2nd May 2024

It was my first credit , helped me a ton with gettin...

5
It was my first credit , helped me a ton with getting my credit score up and positive, gained a lot of knowledge on how to use a credit card. Shout out vanquis!! Reviewed on: 2nd May 2024

Good App and responsible lenders.

5
I have been with Vanquis for some years now and have had a good experience throughout. The App is easy to use and they are responsible lenders. Reviewed on: 2nd May 2024

5* Vanquis

5
I have had a Vanquis credit card for many years now, first when I was in a mess financially. My financial position is now secure but I have not swapped credit card companies because I continue to be impressed at how stress free it is to manage the account and use the banking app. Reviewed on: 2nd May 2024

Been with Vanquis along time customer service is ver...

5
Been with Vanquis along time customer service is very approachable and easy to get through to not that I have needed them a lot as everything has been straight forward Reviewed on: 2nd May 2024

Quick, responsive, usefull

5
I was in need of a quick loan due to my partner finances and it was done in 24h. I had question and spoke to customer service quickly. The app is practical as well. The interest rate is high but it what it is when you need some extra cash fast. Reviewed on: 2nd May 2024

Not very good l was offered credit increase when l a...

2
Not very good l was offered credit increase when l applied l was turned down regardless of me being up to date with my payment Reviewed on: 2nd May 2024

It was a credit card.

4
It was a credit card. It did what it was supposed to. I never needed to speak to customer services about any issues. Reviewed on: 2nd May 2024

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