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Vanquis : Credit builder credit card reviews

4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

It's been good .

5
It's been good .The customer service side needs to be improved as I had terrible issues with getting through and speaking to the correct department and personnel Reviewed on: 20th May 2026

Fantastic version

4
I have recently received new version and I amhappy withe this new one! overall I am satisfied. Reviewed on: 20th May 2026

Brilliant service would highly recommend

5
Brilliant service would highly recommend Reviewed on: 20th May 2026

Good but room for improvement.

4
It's a good card but certain information can be hard to find. I had to phone up to find my APR for example, as they don't put this on statements and it's not available to see on the app. They provide it in the initial contract and that's it. My other credit cards provide this info straight up so it's frustrating that this is hidden unless you seek it out. If they provided this sort if information it would be better. They are good as a credit builder, and my credit has improved greatly since having this card. Reviewed on: 20th May 2026

Experience when calling customer services have alway...

5
Experience when calling customer services have always been good Reviewed on: 20th May 2026

So helpful and easy to deal with.easy

5
So helpful and easy to deal with. Reviewed on: 20th May 2026

I’ve been with VANQUIS for about 20 years, I was owe...

5
I’ve been with VANQUIS for about 20 years, I was owed a lot of money for work that had been done and the customer didn’t have the money to pay me, so I ended up with the worse credit rating ever, but VANQUIS offered me a credit card for I think £500 and then over the years they increased the amount of money available for me, and my credit rating raised and raised and then I had a brilliant credit rating because of VANQUIS so because you were so kind and helpful and caring, I’ve stayed with you for all those years, you’ve just been so brilliant thank you so much Reviewed on: 20th May 2026

Good credit card provider

5
The app is easy to use and I’ve had no issues with signing up or making payments. Reviewed on: 20th May 2026

Excellent customer care and service

5
Excellent customer care and service Reviewed on: 20th May 2026

Thankyou Vanquis Staff

5
I would like to thank the vanquis staff who stood by me when i was having a bad time the support was amazing and im very grateful to each and everyone of those staff :) Reviewed on: 20th May 2026

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