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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28689 reviews)

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4.73

Based on 28,689 reviews, last reviewed 16th Jul 2026

795600% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

When I first got a vanquis card my credit rating was...

When I first got a vanquis card my credit rating was bad. Now its very very good Reviewed on: 20th May 2026

Easy to use the app means you can monitor your spend...

Easy to use the app means you can monitor your spending & make extra payments in time to prevent charges. A direct debit can be set to pay the minimum payment required to ensure you never miss a payment. Reviewed on: 20th May 2026

Very good and easy , I'm very happy with

Very good and easy , I'm very happy with Reviewed on: 20th May 2026

I just love it as when I need it I know I it there f...

I just love it as when I need it I know I it there for me Reviewed on: 20th May 2026

Always have offers keep them coming

Always have offers keep them coming Reviewed on: 20th May 2026

Vanquis and my personal growth

When I first took at my Vanquis credit card my credit rating was not exactly great. It was my first step in repairing my credit rating after years of frivolous spending and little care for money. The early days were, in all honesty, a bit hit and miss as breaking those bad habits was a lot more difficult than I anticipated. The Vanquis team were magnificent and slowly I got it together and have not missed a payment for years. In fact my credit rating is now excellent! People may say the interest rates are high but if you’re honest that says more about me than them. I still had my account as still use it albeit in a very controlled way. Within that there is some loyalty on my part, you helped me through the bad times so I’m not leaving now times are good Thank You Reviewed on: 20th May 2026

A great card but if one criticism it would be the in...

A great card but if one criticism it would be the interest rate Reviewed on: 20th May 2026

Excellent app, easy to navigate and all information...

Excellent app, easy to navigate and all information readily accessible Simple application process Fast delivery of card Reviewed on: 20th May 2026

Have used Vanquis to help build my credit back up wh...

Have used Vanquis to help build my credit back up when I was made bankrupt in 2013 and they have been excellent in helping with this and I am now in high credit ratings thanks to them Reviewed on: 20th May 2026

Always ready to help, nothing is ever too much trouble.

Always ready to help, nothing is ever too much trouble. Always fast and efficient with replies. Reviewed on: 20th May 2026

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