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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28689 reviews)

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4.73

Based on 28,689 reviews, last reviewed 16th Jul 2026

795600% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

Excellent service in all department.

Excellent service in all department. Reviewed on: 20th May 2026

This has been my longest credit card provider going...

This has been my longest credit card provider going on 13 years. I have never had any problems with Vanquis, great customer service when needed, great balance transfer and cash transfer offers regularly available. Reviewed on: 20th May 2026

Vanquis helped me a lot.

Vanquis helped me a lot. Great bank Reviewed on: 20th May 2026

App is easy to use staff helpful and friendly

App is easy to use staff helpful and friendly Reviewed on: 20th May 2026

Excellent service and always receiving a great offers

Excellent service and always receiving a great offers Reviewed on: 20th May 2026

Painless scam recovery

Having been a victim of a scam on my Vanquis account, I am pleased with the outcome. The bank assisted in the recovery of all the money taken from my account. The whole experience was great and I would recommend the bank to anyone. Reviewed on: 20th May 2026

Whenever I go on holiday to Portugal I have no probl...

Whenever I go on holiday to Portugal I have no problems whatsoever with my VANQUIS credit card. Reviewed on: 20th May 2026

Helpful for building credit score.

I applied for Vanquis to help build my credit score. Vanquis accepted my application when no other company would. Although I accepted with a higher interest rate, I was able to build my credit score successfully. Vanquis were helpful when my circumstances changed slightly and were understanding and allowed me to make adjustments. I like that I am informed when a credit increase is available and I have the choice to be able to accept or decline which means I am in control of my limits. I would find it more rewarding if Vanquis offered lower interest rates to long standing customers who have proven they use their credit card wisely and always make payments on time. Reviewed on: 20th May 2026

Stopped my card for no reason ,only to reenstate it...

Stopped my card for no reason ,only to reenstate it when i paid of the card and stopped the d/d Reviewed on: 20th May 2026

Never had a problem, always sending helpful emails,...

Never had a problem, always sending helpful emails, and makes sure bills are up to date Reviewed on: 20th May 2026

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