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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28689 reviews)

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4.73

Based on 28,689 reviews, last reviewed 16th Jul 2026

795600% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

The staff

The staff for very , Pleasant and helpful with my problem Reviewed on: 20th May 2026

The best card ever.

The best card ever. I highly recommend everyone. Reviewed on: 20th May 2026

Great credit card, very reliable, excelent customer...

Great credit card, very reliable, excelent customer service and the app is amazing and easy to use. Reviewed on: 20th May 2026

Don’t like the updated app.

Don’t like the updated app.with its downgraded icon much easier to spot the V on the previous one. Reviewed on: 20th May 2026

Smart Credit card

I’ve found the Vanquis credit card useful for improving my credit score and getting access to credit when other providers were less flexible. The application process was straightforward and decisions came quickly. The app is easy to use, making it simple to check balances, payments and spending. One positive is that Vanquis can increase your credit limit over time if you manage the account responsibly and make payments on time. It’s a good option for people looking to build or rebuild their credit history. However, the interest rates are very high compared to mainstream credit cards, so it’s important to clear the balance whenever possible and avoid carrying debt month to month. Customer service can sometimes be slow during busy periods, but overall the experience has been decent. I’d recommend Vanquis for people needing a second chance at credit, but only if they can manage repayments carefully and understand the costs involved. Reviewed on: 20th May 2026

Has been smooth.

Has been smooth..app easy to use. Has definitely increased my credit score. Reviewed on: 20th May 2026

Vanquis has always given me great service and advice...

Vanquis has always given me great service and advice on the best use of my Credit card Reviewed on: 20th May 2026

This card is a life saver.

This card is a life saver. Helped me out when i needed accommodation for my work . Reviewed on: 20th May 2026

Good card for building credit history

Vanquis is a good card for building credit history. Just make sure you use it within your means Reviewed on: 20th May 2026

I had an excellent experience with this credit card...

I had an excellent experience with this credit card company. Their customer service is professional, friendly, and always ready to help. The application process was quick and easy, and I received my card on time without any problems. The rewards and cashback offers are very good, and the mobile app is simple to use for checking balances and making payments. I also appreciate the low interest rates and secure fraud protection features. Overall, I highly recommend this credit card company to anyone looking for reliable service, great benefits, and excellent customer support. Reviewed on: 20th May 2026

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