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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28695 reviews)

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4.73

Based on 28,695 reviews, last reviewed 1st Sep 2026

99% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

Smart Credit card

I’ve found the Vanquis credit card useful for improving my credit score and getting access to credit when other providers were less flexible. The application process was straightforward and decisions came quickly. The app is easy to use, making it simple to check balances, payments and spending. One positive is that Vanquis can increase your credit limit over time if you manage the account responsibly and make payments on time. It’s a good option for people looking to build or rebuild their credit history. However, the interest rates are very high compared to mainstream credit cards, so it’s important to clear the balance whenever possible and avoid carrying debt month to month. Customer service can sometimes be slow during busy periods, but overall the experience has been decent. I’d recommend Vanquis for people needing a second chance at credit, but only if they can manage repayments carefully and understand the costs involved. Reviewed on: 20th May 2026

Has been smooth.

Has been smooth..app easy to use. Has definitely increased my credit score. Reviewed on: 20th May 2026

Vanquis has always given me great service and advice...

Vanquis has always given me great service and advice on the best use of my Credit card Reviewed on: 20th May 2026

This card is a life saver.

This card is a life saver. Helped me out when i needed accommodation for my work . Reviewed on: 20th May 2026

Good card for building credit history

Vanquis is a good card for building credit history. Just make sure you use it within your means Reviewed on: 20th May 2026

I had an excellent experience with this credit card...

I had an excellent experience with this credit card company. Their customer service is professional, friendly, and always ready to help. The application process was quick and easy, and I received my card on time without any problems. The rewards and cashback offers are very good, and the mobile app is simple to use for checking balances and making payments. I also appreciate the low interest rates and secure fraud protection features. Overall, I highly recommend this credit card company to anyone looking for reliable service, great benefits, and excellent customer support. Reviewed on: 20th May 2026

Interest rate;

Interest rate is higher than on HSBC credit card, Otherwise, good service Reviewed on: 20th May 2026

Very helpful.

Very helpful. Never had any issues Reviewed on: 20th May 2026

Vanquis credit builder is a really good with a simpl...

Vanquis credit builder is a really good with a simple application process excellent credit limit management for anyone looking to start rebuilding their credit. Would recommend to all. Reviewed on: 20th May 2026

Simple to use

Very professional and efficient service easy to navigate the applications. Reviewed on: 20th May 2026

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