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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Easy to apply and the process was easy!

5
Easy to apply and the process was easy! Reviewed on: 10th July 2025

I rarely have issues, easy to use, easy to manage an...

5
I rarely have issues, easy to use, easy to manage and access and monitor. Reviewed on: 10th July 2025

Works almost everywhere , some places don’t really a...

5
Works almost everywhere , some places don’t really accept Vanquis Reviewed on: 10th July 2025

Quick process and kept me updated on the progress.

5
Quick process and kept me updated on the progress. Excellent customer service Reviewed on: 10th July 2025

Fantastic Card to have in my wallet.

5
I have had no issues with my card or customer service who I called once to activate my card as the app wasnt installed on my phone in full now I have the fully installed app I can make payments direct and easily great. Reviewed on: 10th July 2025

Safety and confidence.

5
Everything is clearly laid out. No hidden fees or ambiguous terms. The mobile app is very easy to use. I felt safe and confident using this card. Reviewed on: 10th July 2025

Customer service team aren't great at drawing with p...

3
Customer service team aren't great at drawing with people who are complex and dont understand so never been able to really talk as no one understsnds Reviewed on: 10th July 2025

I like I would recommend to my friends

5
I like I would recommend to my friends Reviewed on: 10th July 2025

Vanquis saved my dog and helped me buy my first home!

5
i started using vanquis to build my credit score and have some emergency money, thanks to vanquis i could pay for my dogs surgery when he unexpectedly became ill-i’ve also been able to start looking at houses now my credit score is high!! Reviewed on: 10th July 2025

A great experience

5
I find it easy to get information I want from vanquish the customer service is excellent everything is explained in a way you can understand Reviewed on: 10th July 2025

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