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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

So easy to use the app and good service

5
So easy to use the app and good service Reviewed on: 10th July 2025

They were extremely helpful throughout the procedure...

5
They were extremely helpful throughout the procedure and has helped me by getting back on track Reviewed on: 10th July 2025

Been with vanquis for around 5 months after paying a...

5
Been with vanquis for around 5 months after paying all my credit on time they've decided to give me an increase which helps my credit score which gives me flexibility to purchase items that I need at affordable rates Reviewed on: 10th July 2025

excellent and good service, we recommended for others

5
excellent and good service we recommended for others Reviewed on: 10th July 2025

Vanquis are quick to respond and are helpful

5
Vanquis are quick to respond and are helpful Reviewed on: 10th July 2025

To be honest it’s been a wonderful experience rite f...

5
To be honest it’s been a wonderful experience rite from the start and the app is so good I thank Vanquis for all they’re help Reviewed on: 10th July 2025

easy to do business with, no fuss, cmmunication real...

5
easy to do business with, no fuss, cmmunication really great. Reviewed on: 10th July 2025

Poor credit score

5
When my credit score was poor vanquis were one of the few companies that offered me a card and assisted with good control of limits etc my credit score is now excellent. Reviewed on: 10th July 2025

Very east to apply.

5
Very east to apply. Card recived within a few days. Reviewed on: 10th July 2025

Overall fantastic

5
Never had a problem with with Vanquis overall great experience. I find it good they let you know when the balance is low . If like me you may go over the balance there's a promise to pay option which is really helpful if you need extra time . Great company to be with give them a try. Reviewed on: 10th July 2025

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