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Vanquis : Credit builder credit card reviews

4.73
Based on 28,676 reviews, last reviewed 3rd Jul 2026
397200% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Good experience Very good experience. Very helpful Reviewed on: 3rd July 2026
maudasera z's avatar
maudasera z

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026
David 's avatar
David

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28676)

Vanquis credit bulder.

4
App is easy to use,covers all that I need it for as well as other features there if required.Since taking it out I have had 2 limit increases and my credit score has gone from fair to excellent.APR is a little on the high side but ok if used responsibly. Reviewed on: 23rd May 2026

Great customer service

5
Great customer service been with them for 10 years always helpful friendly staff Reviewed on: 23rd May 2026

Excellent card

5
Good backup and curtious, conscious of cost of living prices and willing to help and advice Reviewed on: 23rd May 2026

I’m am happy with my card

5
I’m am happy with my card .. I took the vanquish card to help build my credit and so far I truly love the service it was very easy to setup and go with no hassle. I’m truly impressed with the service Reviewed on: 23rd May 2026

Excellent company.

5
I like this company, customer service is excellent, someone tried to clone my card and vanquis were right on it, saved me a lot of hassle. Reviewed on: 23rd May 2026

My experience with the Vanquis card is excellent, co...

5
My experience with the Vanquis card is excellent, convenient, reliable, and helpful for credit building Reviewed on: 23rd May 2026

Easy app & platform to navigate, yet keeps it so per...

5
Easy app & platform to navigate, yet keeps it so personal to your needs. Line of credit excellent & improves credit score, with easy to understand payments. As well as bargain influences, prize draws entered automatically, its a win win. I love my Vanquis account. Reviewed on: 23rd May 2026

So and so

3
It’s been okay, not amazing. I have been paying a lot in interest even after clearing the whole card couple of times Reviewed on: 23rd May 2026

I’ve had my Vanquis credit card for a while now, and...

5
I’ve had my Vanquis credit card for a while now, and it’s been a genuinely helpful tool for rebuilding my credit. The application process was straightforward, and I appreciated how quickly the card arrived. What I like most is how Vanquis gives you room to grow starting with a manageable limit and then offering gradual increases as you show consistent, responsible use. The app is simple to navigate, making it easy to track spending and payments without any hassle. Customer service has also been supportive whenever I’ve needed advice. Having this card has helped me stay organised, improve my credit score, and feel more in control of my finances. For anyone looking to rebuild their credit with a company that’s clear, fair, and easy to deal with, Vanquis has been a solid choice. Reviewed on: 23rd May 2026

Helpful & knowledgeable

5
Whenever I've contacted Vanquis for help or with a query they've always been extremely helpful. Answered my questions and been knowledgeable. Minimal pressure 1 for this option and always speaking to someone is great too. Makes for a stress free encounter knowing you get to speak to a person who knows what they're talking about and understands what you're saying so you don't have to repeat yourself several times. Reviewed on: 23rd May 2026

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