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Vanquis : Credit builder credit card reviews

4.73
Based on 28,694 reviews, last reviewed 10th Aug 2026
795900% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquis there when needed Vanquis have helped me out continuously and is so easy to use. Gives me peace of mnd for the unexpected Reviewed on: 1st August 2026
Yracy loucas's avatar
Yracy loucas

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28694)

Advised a 0% transfer was available, saving money (p...

5
Advised a 0% transfer was available, saving money (provided I clear account in given time). Took advantage of this offer. Telephone staff very helpful with a query I recently had. I Have been able so increase my maximum balance by carefully handling my account. Very well pleased. Reviewed on: 22nd May 2026

For over a decade Vanquis have provided me excellent...

5
For over a decade Vanquis have provided me excellent service and support Reviewed on: 22nd May 2026

I've been using Vanquis for almost ten years and I'v...

5
I've been using Vanquis for almost ten years and I've never had any issues with them. The banking experience has always been simple, straight forward and easier to use for both online and in store. I've also found their service more reliable and convenient throughtout the years. Reviewed on: 22nd May 2026

A great option for me.

5
Since receiving my card I have enjoyed the benefits of safe and convenient online and in store purchases. The Credit builder credit card has helped me to manage my finances while allowing me the odd extravagant purchase. A great option for me. Reviewed on: 22nd May 2026

Great services good rates easy a very controllable

5
Great services good rates easy a very controllable Reviewed on: 22nd May 2026

I have had problems with mental health for quite a w...

5
I have had problems with mental health for quite a while. I can always get sound comments and encouragement from the staff at vanquis, who always sympathetic and constructive. Reviewed on: 22nd May 2026

Everything is clear, honest, and easy to understand...

5
Everything is clear, honest, and easy to understand – no confusing promises or hidden surprises. The service is reliable, the app is simple to use, and I always feel supported as a customer. Vanquis does exactly what it says, which is rare these days. If you’re looking for a credit company you can truly trust, Vanquis is an excellent choice. I would happily recommend them to anyone looking for a trustworthy credit company. Reviewed on: 22nd May 2026

top service.

4
Reliable services all over , card acceptance satisfaction. Reviewed on: 22nd May 2026

Fast and affordable payments.

5
Fast and affordable payments. Excellent communication. Had a minor issue in the beginning but called and the customer service was outstanding! Friendly, approachable and non-judgemental. As with all credit providers it is imperative you have the means to pay back on time or before the 0% interest ends; the payments are competitive with its peers but can sting if under prepared or circumstances change. Don’t be like me and fear calling the team, get in touch early! I would highly recommend Vanquish for it’s options on credit, choice of repayment option and offers on 0% interest. Thank you vanquish and yes I will be in touch shortly Reviewed on: 22nd May 2026

I have been a customer for many years now and felt s...

5
I have been a customer for many years now and felt supported in my credit journey throughout Reviewed on: 22nd May 2026

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