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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Nice sturf

5
Nice stuff and loads to recommend Reviewed on: 9th July 2025

I’ve been with vanquis for more than 5 years now and...

4
I’ve been with vanquis for more than 5 years now and I have been a good customer who paid on time but I still just have £850 credit on my account, so I think it’s unfair. Reviewed on: 9th July 2025

supportive and understanding.

5
Vanquis have always being supportive and understanding. Especially in times of financial difficulties. All you need is someone you consider fair and reasonable. Reviewed on: 9th July 2025

They are reliable, great I’m really enjoying the ser...

5
They are reliable, great I’m really enjoying the service they provide Reviewed on: 9th July 2025

Vanqius app

5
The app is so easy to use and everything is made simple so anybody can understand with no .misunderstanding Reviewed on: 9th July 2025

Helped me build my credit rating and don't put limit...

5
Helped me build my credit rating and don't put limit up without contacting you Reviewed on: 9th July 2025

Excellent service and easy to use

5
Excellent service and easy to use Reviewed on: 9th July 2025

Amazing experience

5
Amazing experience with vanquis apps easy to use and service is great good work vanquis Reviewed on: 9th July 2025

Application very simple and a quick decision made un...

5
Application very simple and a quick decision made unsure when first payment was coming out. But soon sorted Reviewed on: 9th July 2025

Great credit card

5
Nothing to say except exceptional credit card to have. And very informative of what you get with card. Reviewed on: 9th July 2025

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