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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I had really bad credit and they accepted me!

I had really bad credit and they accepted me! No only giving me a healthy start credit limit but they also gave me 3 months 0% apr for free! Would recommend to anyone that has got bad credit and feels like no one will help Reviewed on: 9th July 2025

Efficient service and online accuracy

Efficient service and online accuracy Reviewed on: 9th July 2025

smooth operation easy to use and join.

smooth operation easy to use and join. Reviewed on: 9th July 2025

I applied for a Vanquis card and was immediately acc...

I applied for a Vanquis card and was immediately accepted with an 18 month balance transfer! I activated my Balance Transfer and have been advised every step of the way! Today the Transfer has been completed! You have a very happy customer, well done and thank you! Reviewed on: 9th July 2025

Great experience

I have had no problem with them they listen to you and help the best they can Reviewed on: 9th July 2025

Best credit card company I've ever been with

I have never had any issues with vanquish as a lender or a credit card company. I have had really helpful payment reminders. It's easy to raise the credit limit (where applicable) and easy to reduce the limit too. It's easy to contact customer services and the staff are very helpful and friendly. There is also a reward for referring friends or family. Love vanquis Reviewed on: 9th July 2025

Got to build my credit score, option for balance tra...

Got to build my credit score, option for balance transfer is good Reviewed on: 9th July 2025

Alway a great service and communication every time

Alway a great service and communication every time Reviewed on: 9th July 2025

I find having a vanquis card very handy for those ex...

I find having a vanquis card very handy for those extra little things we need. I suppose you could say sometime it's a lifesaver as little emergencies pop up for all of us. Reviewed on: 9th July 2025

Great offers with friendly and helpful team.

Great offers with friendly and helpful team. Reviewed on: 9th July 2025

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